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Sun Vaporer · 06-29-2009, 04:14 AM

Quote:

Originally Posted by QueenInNC

What about for health/life insurance? They would test for nicotine. Would they just put you down as a smoker? I have wondered this and even asked here once, I think.

Queen ---Some insurance companies do test for nicotine (cotinine actually, the breakdown product of nicotine).

If you have not used any in 10 days, your level should be low. But if the company thinks anyone are pulling one over they could deny the policy or look more closely. Or, if you were to die or have a of a smoking related illness within 2-3 years, they could deny benefits..

-------Sun

DaMulta · 06-29-2009, 04:15 AM

I would say no, and then in HR show them your E-Cig.

Busaholic · 06-29-2009, 04:45 AM

Only after sex =D. Nothing you use fire to "smoke". Sorry, bad joke haha.

MaryKay · 06-29-2009, 05:45 AM

I told my Dr. I quit smoking and she just tapped my blood results and never even looked up. I told her I was using an Electronic Cigarette and that there was no tobacco involved, just a small amount of nicotine. She continued to tap the report and to lecture me about how smoking was keeping my blood pressure up..It's Down! I gave up and told her she doesn't listen very well. No reply.

QueenInNC · 06-29-2009, 05:56 AM

Quote:

Originally Posted by Sun Vaporer

Queen ---Some insurance companies do test for nicotine (cotinine actually, the breakdown product of nicotine).

If you have not used any in 10 days, your level should be low. But if the company thinks anyone are pulling one over they could deny the policy or look more closely. Or, if you were to die or have a of a smoking related illness within 2-3 years, they could deny benefits..

-------Sun

Right. That is what I am afraid of. I do not smoke, but there is nicotine in my system. There should be an exception for people using NRT. I wonder what the case would be if you told them you were using the patch or lozengens. With lozenges, the nicotine would be in your mouth so if they swabbed your cheek you could have it there without smoking or vaping. I am sure it is never gonna be looked at that way...would be nice though!

Sun Vaporer · 06-29-2009, 05:59 AM

Quote:

Originally Posted by QueenInNC

Right. That is what I am afraid of. I do not smoke, but there is nicotine in my system. There should be an exception for people using NRT. I wonder what the case would be if you told them you were using the patch or lozengens. With lozenges, the nicotine would be in your mouth so if they swabbed your cheek you could have it there without smoking or vaping. I am sure it is never gonna be looked at that way...would be nice though!

Queen--you have to tell them that you quit and usually there is a one or two year waiting period on death due to cigarette related use for life insurance and a higher premium for health insurance for a year----Sun

QueenInNC · 06-29-2009, 06:07 AM

Quote:

Originally Posted by Sun Vaporer

Queen--you have to tell them that you quit and usually there is a one or two year waiting period on death due to cigarette related use for life insurance and a higher premium for health insurance for a year----Sun

Thanks, Sun.

gashin · 06-29-2009, 10:16 AM

I stopped smoking about a month ago.... took me a LONG time even with vaping since September.

bevis · 07-03-2009, 01:03 PM

I don't smoke after I used e cig .

TropicalBob · 07-03-2009, 02:20 PM

But Sun's point is correct and those using e-cigs should note it well. You are NOT a non-smoker until your system is free of nicotine FOR ONE YEAR. You will pay more in insurance until that cotinine-free state shows up on tests.

And since it's not "smoking" being tested, you remain a "smoker" as long as you put nicotine into your body on a regular basis. Makes no difference if it's from vapor, snus, nasal snuff or Big Pharma's gum.

What is really being required today is "nicotine-free" employees. That's the new reality.

06-29-2009, 04:45 AM	#13
Busaholic Full Member Join Date: Dec 2008 Location: Honolulu, Hawaii Posts: 75	Only after sex =D. Nothing you use fire to "smoke". Sorry, bad joke haha. __________________ Last edited by Busaholic; 06-29-2009 at 04:47 AM.

06-29-2009, 05:45 AM	#14
MaryKay Supporting Member Join Date: Apr 2009 Location: St. Cloud Florida Posts: 3,737	I told my Dr. I quit smoking and she just tapped my blood results and never even looked up. I told her I was using an Electronic Cigarette and that there was no tobacco involved, just a small amount of nicotine. She continued to tap the report and to lecture me about how smoking was keeping my blood pressure up..It's Down! I gave up and told her she doesn't listen very well. No reply. __________________ Mary, free:4-17-09 The Women's Room & Wrecked & Bonkers

06-29-2009, 10:16 AM	#18
gashin USA Supplier Forum Sponsor Join Date: Sep 2008 Location: Southern California Posts: 1,233	I stopped smoking about a month ago.... took me a LONG time even with vaping since September. __________________ Lowest prices in the US! 510-901-801 sets/parts + E-liquid! http://www.ecigmall.com

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06-29-2009, 04:15 AM	#12
DaMulta Super Member Join Date: Jun 2009 Location: T-Town Oklahoma Posts: 1,617	I would say no, and then in HR show them your E-Cig.

07-03-2009, 01:03 PM	#19
bevis Banned Join Date: Jun 2009 Posts: 16	I don't smoke after I used e cig .

07-03-2009, 02:20 PM	#20
TropicalBob ECF Veteran Join Date: Jan 2008 Location: Port Charlotte, FL USA Posts: 5,076	But Sun's point is correct and those using e-cigs should note it well. You are NOT a non-smoker until your system is free of nicotine FOR ONE YEAR. You will pay more in insurance until that cotinine-free state shows up on tests. And since it's not "smoking" being tested, you remain a "smoker" as long as you put nicotine into your body on a regular basis. Makes no difference if it's from vapor, snus, nasal snuff or Big Pharma's gum. What is really being required today is "nicotine-free" employees. That's the new reality.