It's all about the wife's job boys. With her working at the hospital and being an RN the insurance is cheaper. If I used the coverage offered by my job it'd be more than double what I'm paying and the deductibles would go up along with the prescription coverage. I also do an HSA that I commit about two grand a year that covers any medical costs like office visits, prescriptions, medical supplies, etc..
On a different note, my wife's car has developed a vibration at highway speeds recently. I thought maybe one of the tires threw a balance weight or maybe a warped rotor. So I bought it into work today and decided to do a brake job to see if I could track it down. Started on the driver's side front, no problems, moved to rear same side, no problems. Switched to the passenger side front and found the issue. It was the tire all along. It had a flat spot about 8 inches long on the inside edge of the tread. Strangest thing I've ever seen. I've seen tires flat spotted before but usually it is across the the whole tire. and usually it's on both sides. So besides new brakes, the wife also got new tires today. Yea me! Not so much yea for my checkbook...