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In case you have not already heard, due to the recent spate of illnesses and deaths attributed to vaping Prudential has announced it will now fall in line with the rest of the life insurance industry by rescinding their practice of offering Vapers NonSmoker rates and moving to Smoker rates...

Hello Friends! I am happy to announce the launch of our new web site www.vaperlifeinsurance.com! With a simplified the look and flow, we make it easier for you to get the NonSmoker life insurance quotes you need. Check it out and let us know what you think. We strive to provide the best...

Today I am going to describe 3 important milestones for Vapers looking to save money on their life insurance. 1. Quitting Cigarettes: this is why most of us are here, right?! Making the healthy choice of switching from cigarettes to vape is a life changing event for many reasons. You and those...

Hi Friends! Great news! Our top Vape friendly life insurance carrier has just reduced their rates on Vape Life Insurance. If you haven't quoted yourself yet, or have been on the fence, now is a great time to revisit us here and see how reasonable it is to get yourself protected. Remember that...

Wow! I wasn't even running a contest, but this one just broke the record...We just saved an ECF member $87,900 on his life insurance! I had to do my addition again to make sure I was right, but it's true. On a $1 million 30 Year term policy this was the difference in total premium over the...

Hello friends, I wanted to create a place for ECF members who Latitude has helped insure at NonSmoker! rates to share some of their feedback. I invite anyone we have helped to tell their story so we can educate and inspire others to take the next step for themselves. Thank you!

Hello Vapers! Here is another shining example of what we do: "Ed" is a 64 year old ex-smoker, married, and just bought a home in a retirement community. He now has a new $200,000 mortgage to go along with this transition and wanted to make sure he got life insurance to protect his wife...

I wanted to bring to your attention a nice article by Jim McDonald over at Vaping360.com. Life insurance for vapers? - Vaping360 Insightful and well written piece and very on point as far as our mission here at Latitude. One correction: in describing the blood test that is part of a Life...

Case Study #2 Bob Bob contacted me with an interest in obtaining life insurance to protect his wife and kids, something to help cover the mortgage and replace his income if the worst happened. He first wanted to check with his current auto and home insurance carrier, a well known company that...

Many Vapers have expressed concern about how a Life Insurance company is going to differentiate you from a tobacco smoker and how they are going to substantiate this difference. The validation of a NonSmoker rate class that can save you up to 60% on your premiums is a multi-step process: 1...

Hello again, Vapesters! I am starting a new thread to highlight some of our actual Vaper client life insurance success stories. Names will be changed for obvious reasons but all else will be the glorious facts. Case Study #1 Ron Ron contacted me for a Life Policy Review, having taken out a plan...

Hello again, Vapesters! I am starting a new thread to highlight some of our actual Vaper client life insurance success stories. Names will be changed for obvious reasons but all else will be the glorious facts. Case Study #1 Ron Ron contacted me for a Life Policy Review, having taken out a...

Today we are going to examine some important reasons to re-examine your existing life policy and finish with a critical Vape specific issue. So you are already protected with life insurance, good job! But, when was the last time you reviewed it? If you are like most people, maybe never...

Vapers: have you ever set out to make major purchase, done your homework and shopped around, only to find out in the end you still didn't get what you wanted? Part of my motivation in working with the vape community is to help people avoid exactly this type of situation when it comes to the...

Greetings from David R Gould and Latitude Insurance! I am excited to announce our relationship with ECF as their official insurance broker. We have started this forum to benefit the Vaping community in a number of different ways: 1. Raise awareness about the unique issues Vapers face with...