Morning. My oldest daughter(permit driver) backed into someone in a parking lot last night in my wife's new car. Then I found out that when the insurance company wrote the new policy that they changed our deductible from 250 to 500. I keep thinking that the financial mayhem that I've been experiencing all summer is going to end but it doesn't. On top of that my daughter brought home a form for us to pay so that she can get college credits for a class she's taking. That's another 400+. I might be looking for a second job before long.