Yes, this is me - I know you've been at it a lot longer than me, Bronze. But I'm a tinkerer, and enjoyed building at first. Building only takes a few minutes, especially if you pre-cut a bunch of KGD and make dozens of coils at a time. So it's no real pain, but there's definitely no challenge or sense of adventure or accomplishment to it after a short while. And it's not a matter of affording it, but I'm a tightwad at heart, and it'd just make me feel stupid to start spending a few bucks every few days to a week on a coil. My only significant experience with drop-ins was Nautilus BVC, and it always seemed the same. Day 1- break-in, just okay. Day 2- Ahhh, perfect. Day 3- declining performance. Days 4+ - just wondering how long I'd put up with it before giving in to replace it.
One of the great things about building (aside from costing virtually nothing) is that you don't have to wonder if your taste buds are just off, or anything like that. You can inspect your coil and wick and see in an instant if you're really due for a rebuild. That, and I don't have to ever worry that they'll quit making my favorite coil.