I believe that over time here, it was noted that there were far more reports of mods (with replaceable batteries and USB chargers) being smoked while charging then outboard chargers, outboard charger incidents being quite rare (but isolated incidents have been reported of course). It was also believed that those mods were generally using 30 cent charging circuits verses presumably better circuits in the outboard chargers.
I'm not giving that idea any specific credibility, but you asked WHY, and as best I understand things here, that is the reasoning, right, wrong or indifferent. QC is a moving target and it may be that the incidents of mods melting down while charging may have involved mods that have since disappeared from the market, and our gear does seem to be getting better with time.
I personally prefer to charge in an outboard charger for two reasons. One, I think the micro USB port is the weak link in those systems, not being terribly robust. Especially if that port does double duty as a firmware update port. Two, I replace batteries several times a day (being a chain vaper), so I'd rather swap a battery on a magnetic door mod, for example, than have to juggle multiple mods. And when I am out for the day, I'd rather carry a couple of spare batteries than multiple mods and atty's.