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Case Study More Big Saving$$$$ on Vaper Life Insurance

Discussion in 'Vaper Insurance Specialist' started by David R Gould, Oct 26, 2016.

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  1. David R Gould

    David R Gould Full Member

    Hello Vapers! Here is another shining example of what we do:

    "Ed" is a 64 year old ex-smoker, married, and just bought a home in a retirement community. He now has a new $200,000 mortgage to go along with this transition and wanted to make sure he got life insurance to protect his wife. Because of the high cost of Smoker life insurance rates he had not insured himself for many years, but contacted us to explore his options. We shared with Ed the great news that since he quit cigarettes over a year ago and now just vapes nic, he could qualify for NonSmoker rates. I could almost see Ed's eyes popping when I went over the rates for his $250k 15 year policy:

    Vaper Rate $217.80/Mo vs Smoker Rate $509.63/Mo = Savings Monthly $291.83

    Vaper Rate $2,613.60/Yr vs Smoker Rate $6,115.56/mo = Savings Yearly $3,501.96

    Vaper Rate $39,204 15 Yr Term vs Smoker Rate $91,173.34 15 Yr = Savings Total $52,529.40

    All Ed could say was "Wow!"
     
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