Apparently V4L is on First Niagaras fraud blacklist, Those of you who want to make a transaction with V4L using FN, simply call the bank and they will temporarily allow the transaction. I only had to give them my checkout total.
Figured i'd share to potentially spare some people of an hour trying to figure out what's going on. ;p
Figured i'd share to potentially spare some people of an hour trying to figure out what's going on. ;p