Life insurance for ecig users at nonsmoking rates :)

[PVPuff&Stuff]

Life Insurance for E-Cigarette Users Available at Non-Smoker Rates According to YourLifeSolution.com

The VA put me on the non-smoker list in my medical record years ago. Others finally turning the right direction.

"life insurance for e-cigarette users is generally underwritten no differently than that of life insurance for a smoker. Virtually zero carriers have made a clear distinction between the use of an electronic nicotine delivery system and one that utilizes a toxic tobacco compound. There's obviously a difference, and while quite a few carriers will grant non-tobacco rates to an electronic cigarette user should they be able to test negative for nicotine, I know of one that absolutely will deliver non-smoker rates so long as the applicant has not been a smoker of traditional cigarettes in over one year.