- Dec 18, 2013
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Need help from former MFS (MyFreedomSmokes) customers
Has any found a supplier or company that has tobacco e-juice like or very similar to MFS Turbosmog, Tall Paul, or Red Luck?
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Older Folks and Vaping Back Porch-Part Six
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Well, you could take a look at the site, which would instantly verify that they're smart enough to use the exchange rate in their calculations.
- Dec 18, 2013
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- Dec 18, 2013
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What they don't take into account, say a gas or electric bill.
Let's say it's $25 just to grab a number.
Ok, $25 + service charge + taxes + (get this) Delivery charge. Total... $75,
And yeah, no such thing as a $25 utility bill. Then you get into tags, insurance and a gazxillion other things that have an outrageous fee attached. Not to mention the 13% sales tax on everything. Bar none.
Let's say it's $25 just to grab a number.
Ok, $25 + service charge + taxes + (get this) Delivery charge. Total... $75,
And yeah, no such thing as a $25 utility bill. Then you get into tags, insurance and a gazxillion other things that have an outrageous fee attached. Not to mention the 13% sales tax on everything. Bar none.
Yes, I need to do that because everybody who has compiled vast amounts of information is wrong, but you alone are right. I love Canada, though, and wouldn't mind at all spending a couple months there.Yoo need to move here for a couple munths, muh man.
I've spent almost 3 weeks in Canada in 3 trips over the last 16 years. All of that time has been in July or August. Maybe I'll get crazy enough to visit in the winter sometime.
Just my opinion, but....people who are having to work two or more jobs at a minimum wage for a bare existence, are too exhausted and stressed to be productive at either job.....nor do they have the funds for further education to acquire the skills that would grant them better jobs. Even education isn't a guarantee of a decent paying job as many recent college graduates can attest to.
- Dec 18, 2013
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- Dec 18, 2013
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And a FWIW, when I moved here like 11 years ago, the min wage was around $9.50. Dunno wut it iz now.
My Commercial Gas Service at the workshop is $80.00 per month using no gas at all .. I only use it for heat in the Winter, no other times, but the minimum just to have it on is $80.00 per month .. my Home is all Electric and the minimum per month is $50.00 with no usage .. the Hotel Tax in and around my area is 15% on average and is not much different around the Country these days / the Sales Tax on goods averages around 11% / non-food .. I pay around $6000 per year in Property Taxes on two structures .. I could make a long list ..
Canada does not have exclusivity on getting "hosed" ..
Google The Great says the minimum wage in Ontario is currently $11.25 Canadian dollars, which is the equivalent of $8.75 USD.
By the way, your friendly neighborhood money-changer might only give you 74 US cents per Canadian dollar, but the actual exchange rate is nearly $0.78.
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The only way to get an accurate exchange rate is call a bank. Changes daily. Or less. Very volatile. Anything on line is going to be ball park. Then there's the exchange fee...
And unless the bank is "fairly" close to the border... they may not have a clue either.
And unless the bank is "fairly" close to the border... they may not have a clue either.
Well we won't be leaving till next Monday now. I told you my BIL was weird. Well he is staying with her and takes care of her during the day, once he gets her to bed he starts drinking Vodka till he is out of his mind. We know she wants us to come we do it every year but he doesn't it cramps his style and he called last night after midnite so we didn't answer it. He left two messages of how they will be gone next weekend and he doesn't want us there. She was going to leave a key at the neighbors so we could plug in but he informed us he will not leave a key to HIS house which is hers. Then he proceeded to tell us to not come at all and called us every name in the book I'm a 2 legged 1 legged CS and Ginny is a Freakin Ho not those words. I was going to include the file of the messages but it would be too much for a lot of you. He doesn't think she hears him but she called my other BIL at 130am and he told her to push her button and have the cops arrest him. This guy hasn't worked for at least 10 years. He was married to a 75 year old woman he is barely 50 and took care of her till she died then he was about to lose his house and MIL took him in because she can't stay there by herself so he is living off her and gets drunk every night. Last year we saw him in the drive way on her electric wheelchair trying to pull wheelies comes over to the bedroom window of our motorhome and wakes us up. He gets completely out of what little mind he has left. She wants us to come but it cramps his style. I would put this file in here but probably wouldn't be appropriate but I wish you could hear these 2 messages. I don't even feel like going anymore but my Grandaughter is going to be over there for my daughters wedding. I have 2 packages coming there I hope the Ahole doesn't throw them out. My Tobeco's and Coilmaster 521 Tab. I don't know what is happening now she called my SIL and asked her to come over that was at 8am. She wants us there she's been calling to see when we are coming. Well I got most of that off my chest but you really need to hear these messages. Upsetting to say the least. They have to go to another BIL's daughters wedding in Leavenworth which none of the family likes him so he will dump her at the motel and hit the bar on her nickel. I thought we were over this after last year. It was a lot nicer there without him. Let me know if you'd like to hear this. Ginny is all upset and I wish I was younger and in better shape and go over and kick his ....
LEGS, that looks like a case of senior abuse. Depending on what you see Ginny should feel free to report the situation.
Geez 'legs' that's certainly upsetting to hear. There's got to be a way to get rid of him. I quite agree w/ 3mg ... I'd consider reporting him to social services too.
The problem is he does take care of her during the day and if someone isn't there she wouldn't be able to stay there. Everyone else has their own lives to live. She wants to die right there on her 5 acres in her house and he doesn't abuse her just gets drunk every night and he is a PITA. He makes sure she eats and takes her to church, keeps the place clean but once she is gone he will be on the street. She is on a reverse mortgage on her house and is giving most of what she has to the Catholic Church like they need it so unless he can find another old lady to take care of he will be on the streets. Good place for him. Get this he won't cook in a teflon pan because it's bad for you. His food is terrible. He said last night he hates Ginnys cooking which we know why she makes things that actually have spices on them and things that her mom likes like liver and onions which she loves he hates. It's a crazy situation. Waiting till SIL gets back to us about why she called her to come over.
There are other services available to help her stay at home. Who knows what he does when they are alone.
Understood. Most of us that worked full time are pretty mych maxed out if I understand correctly. For thise under retirement age social security sends out a "status" information letter or you can ask for one. Good information and allows you to correct.any mistakes. What the government makes mistakes? Say it ain't so.
A bank's proximity to the border has no bearing at all on their ability to find the current exchange rate. They can Google it, just as you or I can, and get the instant, up-to-the-moment exact official exchange rate. This is the electronic age.
The varying rates that a given outfit might charge to change money aren't really relevant. After all, this is a discussion of the relative value of two currencies, not a discussion of add-on charges. However, many credit cards charge no fees of any kind for out-of-country transactions, and they use the actual current exchange rate that can be obtained by any one at any time from the internet.
The outfits that run the biggest hustles for exchanging currencies can be found at the airport, in my experience. Second worst is a tie between restaurants and taxi drivers. I learned to always use my credit card instead of cash.
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Biggie... I lived 5 hours from the border. Went back and forth a lot. My local bank... would not accept canadian funds. Should they have been able to? Of course. If they felt like it. Closer to the border it's a common transaction. The further away you get it ain't a normal transaction.
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