well I put over 430.00 on a pre paid Visa and it won't take it as payment now what do I do?
Great idea!
Next time don't get a throw away pre-paid card, go to walmart and get one of their real pre-paid cards. It is visa and has the logo on it and works as credit or debit. It is also cheaper, $3 to load and $3 a month, or no cost a month if nothing is on the card. I have had mine now for about 2 years and love it, I put $100 on it buy from online places and then leave it empty for a few months till I need it again with NO CHARGES. Also can't over draw it and there are no extra/hidden fees. So get a walmart visa card next time, not their credit card, just the walmart prepaid visa card.
edit - also they mail you a replacement card within the next month of getting it with your name on it for better protection (those throw away ones do not have this)
A lot of merchant banks do not like the use of prepaid credit cards, though they still allow them to process. Most merchant banks release a monthly update with published BIN (bank id numbers) for known prepaid cards so the processor can decide whether or not to accept prepaid cards. I.E. any website out there can tell if you are using a prepaid card and can decide to just decline the charge (paypal might be doing this?).