That rots OP.
I use a pre-paid credit card and fund it as needed for online stuff. They can't steal much if the balance is kept low. If a vendor won't take a "normal" credit card... I skip em.
As for password tracking and/or wallets... the safest thing is to not store that stuff on your computer at all, IMO. The hackers can't get at what isn't there. Not to say your passwords/CC#'s can't ever be hacked...but they won't be copied off your system if it isn't stored there and not stored a "wallet" somewhere in the cloud. The best system is a "little black book" with sites & passwords in it that you keep safe from local tampering.
That said, passwords (or proper checksums) have to be stored on the host system somehow...so no 100% solution exists for that. Most sites don't actually store cc #'s permanently. However, there seems to be a lot of "issues" with small-time processors and systems... so fund as needed IMO.
Bottom line is that I don't trust any software with secure stuff if I can avoid it.
