Beware Who You Give Credit Card Info To

[vaperature]

This morning I woke up to find that someone in Beijing had taken nearly $200 from me by using my debit card. Master Card is really good so all I had to do was contact them and report it and I got the money back. But I was just trying to figure out how someone in China could possibly get my credit card information.

About five months ago I was placing an order for some real cheap e-cig gear and filled out everything at a certain website but when I realized the company was stationed in China I never completed the purchase. After that I was actually contacted more than once by a pushy person wanting to know why I didn't complete the purchase. It's a really well known company but I won't name them just in case they aren't responsible, I don't want to slander them, but they would have had all my credit card information since I was on the verge of completing the order before I decided not to.

But I highly suspect someone from the company got a hold of that information and tried to rip me off. Seems pretty hard to me to just randomly guess someone's credit card information since you would need the credit card number as well as the expiration date of the card usually to make a purchase like that.

So just a little warning to be careful who you give your credit card number to online. Luckily I was able to get the transaction canceled quickly because I get e-mail notices about all my transactions, but if I wasn't made aware of it that quickly the transaction could have been cashed out making it much harder to recover a loss like that.

 

[Bigflyrodder]

Good advice, have to use a CC you trust for placing your vape orders and try to use companies that have good ratings. I had a small "test" purchase put against my card after one of my orders. I called the CC company as well as the company the order was placed with and got it squared away but it is a concern for sure. I've even thought about using a prepaid Visa card or something for vape purchased. Might help me set a budget too ;-).

 

[vaperature]

Good advice, have to use a CC you trust for placing your vape orders and try to use companies that have good ratings. I had a small "test" purchase put against my card after one of my orders. I called the CC company as well as the company the order was placed with and got it squared away but it is a concern for sure. I've even thought about using a prepaid Visa card or something for vape purchased. Might help me set a budget too ;-).

That's a good idea, to have a separate card with a very minimum balance on it to use for internet purchases.

 

[Myrany]

There was abig round last year of a security breach at the processor end and MANY vapers got bit with fraudulent charges. It wasn't the vape shops fault it was the processors they use (or so we worked out).

Ever since I use a reloadable visa. Just put on it what you want to spend relatively quickly. They can't hurt ya much that way.

 

[Buggainok]

Credit card fraud unfortunately is rampant these days. I try to order from reliable vendors, and personally, I order only from those based in the U.S.

I use a Discover credit card, and that company is very good about notifying you if there seems to be anything unusual on your account. A couple of years ago at Christmas time, I had some unauthorized charges on Amazon, of all places, for gift cards using my Discover info.

Discover immediately refunded the charges to me, cancelled the card in question, and sent me another card by overnight Fed Ex.

I haven't had any issues since then, but I carefully look at my bill each month to be sure I actually made the purchases.

 

[bhswmc01]

Hubby's debit card number got hacked, luckily our bank caught it before our account was drained. We're going to open up a new account for just online purchases, and transfer $$ to it before making any purchases. It'll be kind of a PITA, but hopefully prevent this garbage in the future.

 

[Miira]

My CCs have been compromised a few times and it's always been from local shops, probably gas stations. I use a separate card for internet purchases and it's yet to be compromised and I order crap from all over the internet/world.

 

[Purplepeeps]

This is the main reason I use PayPal. The seller never sees your CC info. I wish more vendors would accept PP.

 

[leerm8680]

I use the pre-paid visa gift cards. For any overseas purchaces, I use the pre-paid card through Pay-Pal. Hasn't been any problems.

 

[Elizabeth Baldwin]

I use a prepaid visa and just load so much on it a week to buy online. I also use PayPal where I can with the prepaid visa...

 

[EvilZoe]

I got nailed to the tune of $3500 in January. I got the money back but it's sort of an uncomfortable feeling when it happens.

Everyone needs to make sure they check their balances regularly...set up alerts on the account if you can...so you can nip it in the bud ASAP.