Are there any CC payment options for those without a real CC?

[Katz123]

I am wanting to purchase something from the USA and need a way to pay using a credit card type of payment. I have heard there are re-loadable cards out there but I thought that some sites will not accept these as they are not registered the same way that regular cards are. Any info would be appreciated.

 

[cactusgirl]

You can buy a disposable visa or mastercard (available in grocery stores, pharmacies, etc.) and then go to the website listed on the card to register the card online. Once registered, you shouldn't have any problems ordering. Hope this helps!

 

[Katz123]

Wow, thank you!!! I guess they don't call you the Tribal Queen for nothing!!

 

[Toronnah]

Talk to your bank about a pre-paid visa.

It's a permanent visa and it's very real from a real bank.

 

[Slim Batz]

I use the prepaid mastercard and visa gift cards from Safeway all the time online ... never had a problem, but you have to register them as Cactusgirl said. Only thing is I've never seen one for more than $100 ($25, $50, $100). Canadapost has one they will load for you when you buy it up to $250 but I've never tried it.

 

[Katz123]

Thank you Toronnah, I will check that out as well. Does anyone know if the ones from the grocery store are re-loadable...can you spend what was on it originally and then add more or is it a one time thing? Also does any one know specifically about how it works with a pre paid card thru credit unions? I have been at the same credit union for almost 30 years and would not want to change that. Can you transfer money onto a card from your bank account? If so, how long before it can be used to make a purchase? Sorry for all the questions, and thanks in advance for all the help.

Katz

 

[cactusgirl]

I've seen $200+ at pharmacies and also at Sears (of all places, lol).

 

[Kat77]

I use the prepaid ones from shoppers drug mart all the time. They arn't reloadable tho.

 

[Battlelance]

Just keep in mind that most of these pre-paids have fees attached to actually activate them. For example, a pre-paid mastercard I got from shoppers had a $4.95 activation fee and then a inactivity fee after 3 months (it was either 3 or 6, can't remember) of 1.5%. Check the back of the pre-paids and find the card that has the lowest/no fees.

 

[Katz123]

I just got off the phone with my credit union and have a re-loadable visa on it's way. A one time charge of $14.95 and a monthly charge of $4.95. All benefits of a full regular visa come with it, such as insurance etc. Takes up to 3 days to transfer cash from your bank account to it and only $1 to take a cash advance. I think this is the best for me. Thanks for all your help guys.

https://www.vancity.com/VISA/enviroReloadableVISA/

 

[Toronnah]

Glad to hear it worked out for you.

 

[Pipeous]

I've used the vancity visa gift cards to buy from a main hobbies. costs a buck. tell them how much you need on the card and they fill it up.