A cowboy went to
buy an
insurance policy. The agent asked, "Have you ever had an accident?"
"Nope," replied the cowboy, "last summer, a bronc kicked in two of my ribs ... and a couple of years ago, a rattlesnake bit me on the ankle."
"Wouldn't you call those accidents?" quizzed the puzzled agent.
"Naw," the cowboy replied. "They did it on purpose!"