Prob more UK based, but sure it translates
An Independent Financial Investor.
A little bit scared to be honest.
Worried about charges etc, but he came recommended and seemed a good chap. Ensured me that his fees would be given to me against earnings to make a proper informed decision as the law requires with options for upfront fee, commision or a mixture of the two.
Need to sort out my cover incase I die / can't work and not paid into a pension for over 6 years of my most productive earnings years.
I tend to put money under the mattess and really since getting married again and bought a house needed to get the 'house in order'.
Also have some money sat in an internet bank account, that really is doing nothing and never thought about ISA's till now.
What should I watch out for ?
This guy is on the ball and I understood about 90% of what he was saying.
What are your experiences of IFA's, good and bad please ?
What are your thoughts about private pensions ?
I know at the mo, they are not good if you are retiring.
I spose at 36 I am suddenly starting to grow up and really wished I started this process a few years ago, but things were not right then.
What have been your ISA returns (%) on cash and stock ISA's?
I will be doing managed stocks by the sounds of it and his accessment of me.
I spose I need a little re-assurance that I am doing the right thing getting things sorted out. I thought I knew myself regarding money until tonight and need a bit of loving.
Please serious comments, I know it is hard here
An Independent Financial Investor.
A little bit scared to be honest.
Worried about charges etc, but he came recommended and seemed a good chap. Ensured me that his fees would be given to me against earnings to make a proper informed decision as the law requires with options for upfront fee, commision or a mixture of the two.
Need to sort out my cover incase I die / can't work and not paid into a pension for over 6 years of my most productive earnings years.
I tend to put money under the mattess and really since getting married again and bought a house needed to get the 'house in order'.
Also have some money sat in an internet bank account, that really is doing nothing and never thought about ISA's till now.
What should I watch out for ?
This guy is on the ball and I understood about 90% of what he was saying.
What are your experiences of IFA's, good and bad please ?
What are your thoughts about private pensions ?
I know at the mo, they are not good if you are retiring.
I spose at 36 I am suddenly starting to grow up and really wished I started this process a few years ago, but things were not right then.
What have been your ISA returns (%) on cash and stock ISA's?
I will be doing managed stocks by the sounds of it and his accessment of me.
I spose I need a little re-assurance that I am doing the right thing getting things sorted out. I thought I knew myself regarding money until tonight and need a bit of loving.
Please serious comments, I know it is hard here
