My Bank Does NOT Have Interac-Transfer

[YanaGirl]

I have had to hunt for a vendor that has other methods of payment besides Interac-Transfer. My bank does not have the service. I did manage to find a vendor which does accept PayPal so thankfully I found a place that fits my needs and has wonderful products.

I was just wondering if anybody else had this same problem?

 

[therealcmac]

Very few banks do not offer EMT, but I have heard of a few folks that have had that issue...I would just switch banks lol or open up a and acct somewhere so you can use EMT as it is so easy and convenient

 

[wood]

ya theres only a few that dont its almost worth ot to open a new account

 

[slojas]

Scotia Scene card = Free movies + e-transfer + Bank the rest program = Happy customer

The GUI on their bank machines is awful though..

 

[YanaGirl]

I guess my bank is one of a few that don't have it. Thankfully I am able to use PayPal which works out well. I have not checked out other banks in my area so may do just that anyway. Thanks

 

[vise]

It might be worth asking your bank "why" they don't offer the service and if need be remind them that it is 2012, not 1970!

 

[chagrin]

Many vendors offer credit card payment, you can always email sellers and ask if there is another payment method.

 

[Eileithia]

PC Financial - Free banking + PC Points for free groceries, and decent interest rates on their savings accounts. Email transfers can be set up in seconds. I don't think they're available in Quebec though.. I know a few Quebec residents who have had the no e-transfer issue.

 

[ChellyNelly]

Yeah, I always suggest a PC bank account to people whose main bank doesn't do e-transfers. But PC isn't available in Quebec.

I'm of the opinion that you should get a new bank account. This is 2012 and there are a ton of uses for e-transfer, it makes life a hell of a lot easier. I wouldn't even consider using a bank without e-transfer, I used it frequently before I started vaping -- I love it!

 

[recidivus]

Assuming you're happy with your current bank, I'd (personally) open an basic account with interac e/t, no fees, and use it for vaping.

 

[Rttch]

If you have a credit card, you could always order from the US.

 

[ramman]

My bank (a credit union) also does not offer EMT. However, they do offer Hyperwallet which I have been able to use with a couple vendors. Its instant and easy to use. Maybe your bank offers Hyperwallet?
I've also used Paypal and CC with some other Canadian vendors.

 

[Bdbodger]

There is a chance that some sites that use EMT can use paypal but you have to ask the vendor and remember not to mention anything about ecigs when you use paypal .

 

[YanaGirl]

There is a chance that some sites that use EMT can use paypal but you have to ask the vendor and remember not to mention anything about ecigs when you use paypal .

Yes, that is what I did, I e-mailed the vendor and was told to be careful not to mention e-cigs. Strange that PayPal doesn't accept ecig or their products. But at there is a way around it. They are an excellent vendor with amazing customer service, great products, and the delivery is super fast. The first time I ordered them I had to sign up for PayPal so now at least I can use that whenever I need anything from them.

My bank is the Credit Union too. It doesn't seem to have Hyperwallet either. I live in a small town so maybe that has something to do with it.

 

[recidivus]

Amazon and Paypal clamped down on ecigs. The legal questionability in some countries is what brought it on (imo, haven't actually read the reasons..TO THE GOOGLES!), and they are global players. Last thing they need is some gov. clamping down on them, so it rolls downhill.

Back! With 2 quotes!

Other alleged impacts of Big Tobacco include lobbying to have PayPal, Amazon, and eBay consider electronic cigarettes tobacco products and make use of their services against the terms of service for purchasing e-cigs or receiving payments as an affiliate seller of their products.

Recently ASH, under the direction of public interest law professor John Banzhaf, has brought electronic cigarettes into it's sights as well. ASH is responsible for threatening legal action against organizations such as PayPal, Amazon and Facebook prompting those companies to change their policys regarding electronic cigarette advertising on their networks and has filed complaints with the FDA and states attorney generals in protest of the sale of electronic cigarettes.

More or less, they're covering their behinds.

The more I'm reading about all this, the more riled up I get. Where were these guys when I was 14 buying pouches of tobacco to roll? Where were they when cola decided HCF was a better alternative to cane/beet sugar? /rant off, need a vape...

 

[Dauslyn]

My bank (a credit union) also does not offer EMT. However, they do offer Hyperwallet which I have been able to use with a couple vendors. Its instant and easy to use. Maybe your bank offers Hyperwallet?
I've also used Paypal and CC with some other Canadian vendors.

This. I use a credit union that offers HyperWallet instead of EMT, and have successully used it with several Canadian vendors. I would check if your bank/credit union offers this service, and if so email the vendor to advise.

 

[farmer_bric]

If you have a credit card, you could always order from the US.

Why don't our Canadian suppliers offer this service? I know it costs the retailers ~ 2% for credit cards, but it just seems that this is the price of business

 

[X P3 Flight Engineer]

Why don't our Canadian suppliers offer this service? I know it costs the retailers ~ 2% for credit cards, but it just seems that this is the price of business

PayPal and CCs (and E-Bay, to an extent) are distancing themselves from the e-cig market in case there is any legal fallout.