Xtar really could have done a better job. They sorta/kinda implied that the switch settings were relevant to the nominal working voltage of the battery. But when they decided that "3.6" meant the 3.7 everyone usually knows for standard Li-On batteries that kind of screwed up that concept.
For anyone buying a multi-voltage charger like this more relevant markers for that switch would have been the charge termination voltage each setting represented - since that's what that switch setting determines anyway. "3.6" means your batteries charge to 4.2 volts. It's what you want - just try to not obsess about it.