College is expensive. My oldest nephew has scholarships and financial aid and is still 12K short for his first year. I don't think he's fully explored the federal student loan options, but he's not going to have a choice. sigh.
My parents couldn't help me either. I got my student loans paid off 6 years ago (from undergrad in 85 and master's in 87)
The beasties and i made it to the park in back just before the thunder started. good timing