Well...the last 20 years we have had to write checks not get em ..but this is the 2nd year were getting refunds ( but due to me not working ) sooo hubby has become practical all of a sudden and the big ones going to a debt in our goal to get debt free and the smaller cali one were splitting I threw a small fit lmao as you have to have balance in life .My half is going towards a little trip in march to see a friend sing in reno .Partay time