Another fraud charge thread

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plastictree

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Nov 4, 2012
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Someone just spent 400 dollars at macys and a plane ticket on my debit card.

Recently I've only bought ecig stuff. And if there is a sketchy site, I have another card specifically for online purchases which that acount wasn't the one that got hit. What it seems like is that one of our favorite sites got hacked. Idk which but I will say, I have only bought stuff with paypal on the callifieds and MBV in the last month.
 

wandawag

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i got taken @$500.00 from online purchases for ecig use. just today filed notarized affidavit and police report. bank gave money back, but i had to do these things in person and being disabled is not a fun day, as i am having a flare and cant walk right now....they wont get a second chance...it is the processing company the vendor uses...a computer person explained it in another thread. get a pre paid card.....i hate the hassle it caused us due to my current circumstances.
 

GraceH

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mine got hit right after a paypall purchase before I started vaping. I used to only use paypal.

Just last week I found a trojan horse virus and a remote access virus on my computer. I got rid of the trojan but the remote one I have to suspend every time I start my computer till I get my pictures and documents backed up and wipe my computer. So watch out of those too.

Happy Vaping
 

GraceH

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mine got hit right after a paypall purchase before I started vaping. I used to only use paypal.

Just last week I found a trojan horse virus and a remote access virus on my computer. I got rid of the trojan but the remote one I have to suspend every time I start my computer till I get my pictures and documents backed up and wipe my computer. So watch out of those too.

Happy Vaping
 

Jobear

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Apr 12, 2013
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You guys should check with your credit card companies to see if they offer secure online account #s. These are generated numbers that will charge your account but are only able to be used at one specific company. You can get different ones for every online company you use, and it's not able to be used for any other purchases.
 

Varrius

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Aug 17, 2012
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I don't understand the fuss about getting your cc info stolen and used. Your at no risk. The processor is going to refund you the money and the merchant that accepted the stolen card is the one that is SOL. I know because I've lost thousands over the years by accepting cc's at my business. I just lost $700 last week for an online sale. They had the number, expiration, address and zip, ccv.. everything. More than likely a computer hack if I had to guess.

I personally find this to be ... backwards though. If your wallet is stolen and you have cash in it, then the theif goes and spends the cash at a store, do the police go to the store and make them give you the cash back? LOL, that makes me laugh even thinking about it, but that's exactly how cc's work.
 

MonkInsane

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I don't understand the fuss about getting your cc info stolen and used. Your at no risk. The processor is going to refund you the money and the merchant that accepted the stolen card is the one that is SOL. I know because I've lost thousands over the years by accepting cc's at my business. I just lost $700 last week for an online sale. They had the number, expiration, address and zip, ccv.. everything. More than likely a computer hack if I had to guess.

I personally find this to be ... backwards though. If your wallet is stolen and you have cash in it, then the theif goes and spends the cash at a store, do the police go to the store and make them give you the cash back? LOL, that makes me laugh even thinking about it, but that's exactly how cc's work.

The reason the police don't go to vendor and take you cash back is because it is impossible to trace, Credit cards aren't, I see no reason why the victim should not get his money back - that would be encouraging credit card fraud.
 

MonkInsane

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ECF Veteran
I don't understand the fuss about getting your cc info stolen and used. Your at no risk. The processor is going to refund you the money and the merchant that accepted the stolen card is the one that is SOL. I know because I've lost thousands over the years by accepting cc's at my business. I just lost $700 last week for an online sale. They had the number, expiration, address and zip, ccv.. everything. More than likely a computer hack if I had to guess.

I personally find this to be ... backwards though. If your wallet is stolen and you have cash in it, then the theif goes and spends the cash at a store, do the police go to the store and make them give you the cash back? LOL, that makes me laugh even thinking about it, but that's exactly how cc's work.

The reason the police don't go to vendor and take you cash back is because it is impossible to trace, Credit cards aren't, I see no reason why the victim should not get his money back - that would be encouraging credit card fraud.
 

ScottP

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I would bet money that everyone that had CC info stolen uses Internet Explorer as their browser? IE is as secure as a building full of broken windows. I always tell people to use Firefox with the NoScript add on. It allows you to specify by domain which scripts are allowed to run on your computer and which ones are not. This is near bullet proof protection as long as you don't then go allow every thing.

Once you do this you would be SHOCKED at how many "foreign" scripts websites try to run on your computer. By foreign I mean scripts that are NOT from the web site you are looking at. For instance THIS web site...e-cigarette Forum....is running scripts from the following domains every time you open it in Internet Explorer:

akamaihd.com
yahooapis.com
googletagservices.com
google.com
facebook.net
facebook.com
twitter.com

While this list is fine, you have NO IDEA what scripts other sites are allowing or what those scripts are then also allowing to run on your computer. If any one of those gets compromised....well you get the picture.
 

Kelly Mo2B

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Feb 26, 2013
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I got a few $1 charges from somewhere I don't know on my temp card. I called the company and had it locked but was informed that they have issues with paypal doing random charges including charging for magazine subscriptions etc. Just something to think about for those using their cards on paypal as well. Apparently, paypal isn't as secure as we were led to believe.
 

Kelly Mo2B

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Feb 26, 2013
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I use Chrome. I was just thinking, I have placed orders using my I Phone. I have not heard about vulnerabilities with smart phones. Doe's anyone know if this is a problem?

Phones are more vulnerable than computers or so I've heard from computer types and reading on tech pages yesterday.
 

Varrius

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Aug 17, 2012
146
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Houston, TX
The reason the police don't go to vendor and take you cash back is because it is impossible to trace, Credit cards aren't, I see no reason why the victim should not get his money back - that would be encouraging credit card fraud.

So if they knew where the theif went and spent the cash, they should walk in the store and ask the store to hand over the cash because it was stolen? I'm going to have to disagree with this. If you own a store, and a patron walks in to purchase something, pays cash and walks out, the sale is done regardless of where the money came from. The store has no way of knowing the money is stolen and should have no liability as such.

Credit cards should work the same way. If everything on the cc matches out and they provide all the pertinent information to verify the card, the store has no way of knowing that it's a stolen cc number. People would be a LOT more careful with their cc numbers if they were actually going to be out the money when it was stolen. I know I would.
 
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