I've been cutting back significantly since it seems like everything is going to hell - even coming to the point of selling ANYTHING I can (old textbooks, the God Delusion, etc). Anyone else reacting the same way? Or am I just being paranoid?
Anyone else cutting back on spending?
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Most of my 'disposable' income was taken away from me two years ago by an 11% pay cut, at a time when I was long overdue for a raise. And, it occured two months after I had purchased a new car ... following seven years without a car payment.
No, I haven't cut back recently.
No, I haven't cut back recently.
Cutting back on spending!!! 
That's a good one!
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Ooops! Did you mean on e-cigs or just in general? I still spend a good chunk of my paycheck (which is close to nothing) on e-cigs. But I really don't buy much of anything else.
That's a good one!Edit:
Ooops! Did you mean on e-cigs or just in general? I still spend a good chunk of my paycheck (which is close to nothing) on e-cigs. But I really don't buy much of anything else.
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Once I started repaying my student loans, my disposable income went out the window. . .
It's hard for me to cut back on spending after bills, groceries, and gas money. I have $9 to myself for 2 weeks... I'm pretty sure the government has already cut back my spending with prices rising. My car needs 4 tires and a blinker switch so my brake lights will work. I have no way to save money to get it fixed. Can't buy a car. Taxi costs $15 dollars to get from here to work, then $15 more to get from work to home.... way more than I spent on gas, now I'm going in debt. Plus I've been trying to figure out a way to pay a $60 dollar hospital bill for the past 6 months.
Life sucks in this aspect.
Life sucks in this aspect.
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DH & I live on fixed income (SSI). I pretty much manage the budget and have, for years, had to watch where the pennies went.
It got real hard for awhile because son got laid off and moved back home. TG he was only off for about seven months. Now that he is back to work, we're all breathing a bit easier.
Still, if I hadn't switched to vaping, I would've had to cut corners but since that expense is down, life hasn't changed that much. If things keep going up, and since there is no SS raise coming in the 2011, that will change.
It got real hard for awhile because son got laid off and moved back home. TG he was only off for about seven months. Now that he is back to work, we're all breathing a bit easier.
Still, if I hadn't switched to vaping, I would've had to cut corners but since that expense is down, life hasn't changed that much. If things keep going up, and since there is no SS raise coming in the 2011, that will change.
We're fixing to have to tighten up a bit.
Thank you greedy Florida politician's.. our property tax bill just tripled
It is going to wipe out our saving's to pay it when we thought we were more than covered with extra for emergencies..
Everything is going up around here..I told my husband we may seriously have to consider selling if we can and move whether he likes it or not.
Thank you greedy Florida politician's.. our property tax bill just tripled
It is going to wipe out our saving's to pay it when we thought we were more than covered with extra for emergencies..
Everything is going up around here..I told my husband we may seriously have to consider selling if we can and move whether he likes it or not.
Wow, that's crazy!Thank you greedy Florida politician's.. our property tax bill just tripled
I honestly thought it was a boo-boo and was set to call them until I compared our bill with several other people's.
Everyone's almost tripled. They did a sneaky change on mil rate and school rate %
We're fixing to have to tighten up a bit.
Thank you greedy Florida politician's.. our property tax bill just tripled
It is going to wipe out our saving's to pay it when we thought we were more than covered with extra for emergencies..
Everything is going up around here..I told my husband we may seriously have to consider selling if we can and move whether he likes it or not.
Tripled!? Where the bleep is all the $ government takes in going? Our infastructre is garbage, our schools are garbage, etc.
Heads MUST start rolling and I'm starting to mean that more and more literally each and everyday. It's modern day "Let them eat cake" in America.
Several years ago my homeowner's insurance tripled in one fell swoop. Suddenly mine cost more than houses worth 10x as much a few miles away. I called my insurance company to question the billing, and talked to a woman who I had to have pity for. It was clear to me that it was a corporate thing and none of her personal doing.
As she explained to me, the Florida Public Service Commission had approved the rate hikes BASED ON ZIP CODE. Meaning that yours could triple while the guy across the street (if it is a zip code boundry) would be unaffected.
This all came about after Charlie Crist was elected. One of his broken campaign promises was to correct exactly this type of abuse. He went after property tax instead. Once again, watching out for the wealthy.
As she explained to me, the Florida Public Service Commission had approved the rate hikes BASED ON ZIP CODE. Meaning that yours could triple while the guy across the street (if it is a zip code boundry) would be unaffected.
This all came about after Charlie Crist was elected. One of his broken campaign promises was to correct exactly this type of abuse. He went after property tax instead. Once again, watching out for the wealthy.
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