At [url="libertyelectroniccigarettes.com]LibertyEcig.com[/url], we use PayPal as our credit card processer because we don't ever want to see or record your financial information.
The way our system is set up, you DO NOT NEED A PAYPAL ACCOUNT to pay using the PayPal server. Simply follow the instructions during checkout, and you will be able to check out using any major credit card or an e-check without needing a PayPal account.
We do this because with any other merchant services account, we are required to collect your financial information and forward it to the processor, which puts ourselves and the customer at higher risk. By transferring you to the PayPal server to make the transaction, it eliminates a potential security hole and protects us both from the consequences of consumer credit fraud.
PayPal has some of the most secure webservers on the planet. I don't think that there are any retailers that are more secure.