BF Mods by Custom-Classic

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Doffy

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Sitting here at work - not able to write any Auto, Home or Life policies due to binding restrictions...dead in the water. Can't even do any endorsements (changes).

Seems people still have time to call and gripe about their premiums tho [emoji38]




ah well...I am here to help.
Stay safe.

Utilise your time here. Pretty quiet today in my watched threads.

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B2L

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Don't they get earthquakes? I'd live in constant fear everywhere in the states.

Here we only really get fires. And sometimes floods.

Seems your east gets cyclones, west the ground wobbles. South burns. Twisters...

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Yeah, that's pretty much true but just about every animal in Australia will kill ya so... :unsure:
 

Rossum

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Sitting here at work - not able to write any Auto, Home or Life policies due to binding restrictions...dead in the water. Can't even do any endorsements (changes).

Seems people still have time to call and gripe about their premiums tho :lol:
Whatever those premiums are now... They're going to be higher soon.

At this point, I'm expecting my place to be a total loss. :cry:
 
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Doffy

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Yeah, that's pretty much true but just about every animal in Australia will kill ya so... :unsure:
They generally don't though. Some of our most deadly have only killed about 5 people since colonisation.

IDK what Columbus was thinking... Oh look, tornedos, blizzards, earth quakes... Better claim this place.

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B2L

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Whatever those premiums are now... They're going to be higher soon.

At this point, I'm expecting my place to be a total loss. :cry:

Can't like any of that :(

IDK what Columbus was thinking... Oh look, tornedos, blizzards, earth quakes... Better claim this place.

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Likely his internet connection was down, couldn't Google it first :D
 

Nautilusfan

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Whatever those premiums are now... They're going to be higher soon.

At this point, I'm expecting my place to be a total loss. :cry:

From what you've said about your property location it's in a very vulnerable position:facepalm:
Is there anything you can do to minimize impact?
I would think storm surge is going to be the main issue....of course 100mph+ winds don't help :(
 

classwife

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Whatever those premiums are now... They're going to be higher soon.

At this point, I'm expecting my place to be a total loss. :cry:


From seeing your Ocean View pics...ugh - praying for your home there !
 

custom-classic

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I hope this model is wrong....... :(

th8jvgp.gif


https://i.redd.it/had7mio2wopx.gif


Stay safe, east coast peeps. :oops:
 

Rossum

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From what you've said about your property location it's in a very vulnerable position:facepalm:
Is there anything you can do to minimize impact?
I would think storm surge is going to be the main issue....of course 100mph+ winds don't help :(
Vulnerable indeed, but I knew that when I bought it 5-1/2 years ago. Still, one of the reasons we chose that location was that the NE FL coast doesn't get hit by major storms very often.

I don't think there's anything that can be done, certainly not at this point. Given the stucco-over-frame construction that's not elevated at all, if the ocean comes across the dune, I figure it's pretty much a goner.

In the end though, it's not like I don't have anywhere else to live. Unfortunately, that's not true for some of the other folks who reside a bit further back in the neighborhood.

So don't pray for me. Pray for those whose only home is somewhere along that coast.
 

penguiness

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Sitting here at work - not able to write any Auto, Home or Life policies due to binding restrictions...dead in the water. Can't even do any endorsements (changes).

Seems people still have time to call and gripe about their premiums tho :lol:




ah well...I am here to help.

That is no good. Too much time on your hands could be a serious detriment to the bank account balance.

For me, I always sit and think of the things I could be getting done if I didn't have to sit and think.
 

beckdg

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Don't they get earthquakes?

No. Not really. And when they do, they're minor. Last one I recall, I got out of my car and my neighbors had to tell me I was in one. Didn't even know it.

I'd live in constant fear everywhere in the states.

I doubt that. You get to learn what to do with where you live. We're a pretty unique country. Depending on area/region we have all kinds of land and climates.

We have desert and arid regions to tropical islands, wet lands, mountains, plateaus, valleys, farm regions, salt lakes and flats, etc, etc.

Here we only really get fires. And sometimes floods.

Here the fires are commonly in the west and Midwest where we have seasonal and long stretching arid regions that aren't necessarily or even likely to be deserts.

Floods are obviously more likely in low lying regions. Though they're also possible in flatter regions where the soil doesn't absorb a long overdue rain fall.

Seems your east gets cyclones, west the ground wobbles. South burns. Twisters...

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Believe it or not, our south isn't as likely to burn as the northern regions of say, California.

West gets the cyclones.
East gets hurricanes.
In the northwest pacific they're called typhoons.

All the same thing. Just categorically named by which region they take place in.

Twisters/tornados only get large and strong enough to write home about in the central, flat region.

Mountains on either side of the country break them up and create a barrier that hurricanes/cyclones/typhoons don't really cross.

Most of our earth quakes happen on the San Andreas fault line. For the most part, any of them happening elsewhere won't even knock pictures off the edge of a shelf... and after shocks and tremors are rarely even felt. You could sleep through them and never knew they happened.

Where I live now borders tornado alley. But the terrain is such that they almost never happen and when they do, you could just step out of the way.

I'm also on the west side of the eastern mountain range. This provides a natural barrier from hurricanes.

I'm nowhere near the San Andreas fault, the ocean or the Gulf of Mexico and I'm plenty far above sea level and at the top of a hill.

So all the serious threats pretty much don't come here. Barely a record of a tornado, no flooding, etc..

Just far enough south we hardly get snow ever. So I won't be stranded trying to get home to see the family in winter.

Just far enough north there's no alligators.

It's a good place. Beautiful country. The nicest, friendliest, honest people you'd ever want to meet. Far enough out of the city to be country and peaceful. Close enough to the cities and several small towns that you'd never want for anything you couldn't get nearby.

A good place to displace the family and raise some kids. :thumbs:

Tapatyped
 

Doffy

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No. Not really. And when they do, they're minor. Last one I recall, I got out of my car and my neighbors had to tell me I was in one. Didn't even know it.



I doubt that. You get to learn what to do with where you live. We're a pretty unique country. Depending on area/region we have all kinds of land and climates.

We have desert and arid regions to tropical islands, wet lands, mountains, plateaus, valleys, farm regions, salt lakes and flats, etc, etc.



Here the fires are commonly in the west and Midwest where we have seasonal and long stretching arid regions that aren't necessarily or even likely to be deserts.

Floods are obviously more likely in low lying regions. Though they're also possible in flatter regions where the soil doesn't absorb a long overdue rain fall.



Believe it or not, our south isn't as likely to burn as the northern regions of say, California.

West gets the cyclones.
East gets hurricanes.
In the northwest pacific they're called typhoons.

All the same thing. Just categorically named by which region they take place in.

Twisters/tornados only get large and strong enough to write home about in the central, flat region.

Mountains on either side of the country break them up and create a barrier that hurricanes/cyclones/typhoons don't really cross.

Most of our earth quakes happen on the San Andreas fault line. For the most part, any of them happening elsewhere won't even knock pictures off the edge of a shelf... and after shocks and tremors are rarely even felt. You could sleep through them and never knew they happened.

Where I live now borders tornado alley. But the terrain is such that they almost never happen and when they do, you could just step out of the way.

I'm also on the west side of the eastern mountain range. This provides a natural barrier from hurricanes.

I'm nowhere near the San Andreas fault, the ocean or the Gulf of Mexico and I'm plenty far above sea level and at the top of a hill.

So all the serious threats pretty much don't come here. Barely a record of a tornado, no flooding, etc..

Just far enough south we hardly get snow ever. So I won't be stranded trying to get home to see the family in winter.

Just far enough north there's no alligators.

It's a good place. Beautiful country. The nicest, friendliest, honest people you'd ever want to meet. Far enough out of the city to be country and peaceful. Close enough to the cities and several small towns that you'd never want for anything you couldn't get nearby.

A good place to displace the family and raise some kids. :thumbs:

Tapatyped
This made me smile. Thankd beck

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