E-cigarette smokers Insurance
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It really depends on how your insurance company or employer's health plan defines it. Some ask about tobacco use, some require testing for nicotine, and groups e-cig users with cigarette smokers.
They are lying since no one really knows. As such, I have no problem lying back and self-reporting I don't use tobacco/nicotine/whatever.
I get my insurance through work. When I applied, they just asked me if I smoke. I said no, because what we inhale is not smoke. If they nic test you, just use 0 nic for a couple days before.
this is a very interesting question. one that will never have a definitive answer, i feel.
Thought I read it was closer to 30 days. I have a nic test coming up soon, any body know for sure ?
If you have a heart attack and they test for nicotine- and they will, guess who gets stuck with the bill...
Depends on how the test is done.
Urine: Nicotine and cotinine levels in the urine are usually not detectable within 3-4 days after stopping use of tobacco products. However, for passive smokers, urine nicotine test can be positive for as long as 15 to 20 days. Cotinine may also take longer to be excreted with wastes if menthol cigarettes are used.
Blood: The time nicotine remains in the blood will be variable depending on whether nicotine or cotinine is being tested. If the lab is testing for nicotine levels, the nicotine will typically be gone within 1-3 days after you stop using tobacco. If the lab is testing for cotinine levels, the cotinine will continue to be detectable for 1-10 days after the last use of tobacco.
Saliva: The saliva test can detect cotinine levels for up to 4 days
Hair: Tests of hair follicles can be done for months after smoking. It is extremely accurate for 1-3 months after you stop smoking and nicotine may be detectable for up to a year. This is a specialized test usually used when all other forms of tests are unsatisfactory.
Source: How Long does It Take for Nicotine to Completely Leave the Body? | New Health Guide
I cut and pasted this for you from a health web site. Question was how long does nicotine take to leave your blood stream. Here is the answer** nicotine is metabolized into cotinine, which then admixes with blood. Liver detoxification then takes place, facilitating removal of toxins from the blood. This process is slow in comparison to the removal of waste products by the kidney in form of urine, which takes place at a faster rate.
In these blood tests, nicotine is visible usually 1 to 3 days after last use of a nicotine-containing product, such as cigarettes, smokeless tobacco (snuff), and nicotine patches or gum. This may also vary in lieu of the amount of nicotine use, and the individual’s health and age.
On the other hand, when cotinine levels are used for determination, it may take 1 to 10 days until the levels will be undetectable in the blood.
However, a number of reasons can lead to false positive results of nicotine in the blood. These include working at metal refining areas where high levels of thiocyanate present, consumption of thiocyanate containing foods like cabbage, broccoli, almonds and mustards, and intake of medications such as amphetamines. Laboratory errors should also be considered.
In these blood tests, nicotine is visible usually 1 to 3 days after last use of a nicotine-containing product, such as cigarettes, smokeless tobacco (snuff), and nicotine patches or gum. This may also vary in lieu of the amount of nicotine use, and the individual’s health and age.
On the other hand, when cotinine levels are used for determination, it may take 1 to 10 days until the levels will be undetectable in the blood.
However, a number of reasons can lead to false positive results of nicotine in the blood. These include working at metal refining areas where high levels of thiocyanate present, consumption of thiocyanate containing foods like cabbage, broccoli, almonds and mustards, and intake of medications such as amphetamines. Laboratory errors should also be considered.
Issue is they give nicotine tests for insurance, so just saying you don't smoke is not enough. You must PROVE your nicotine free with some insurances by taking a nicotine blood test.
Oh my, is this like a drug test? What job needs to know if you use nicotine? I'd find another or get a lawyer and litigate the issue till the cows come home.
Similarly with this one, if I have a heart attack a nicotine test is not required to evaluate and stabilize me. There is no requirement for you to share that you participate in any particular activity including smoking or vaping or eating Cheetos for that matter.
If you have a heart attack I would think nicotine use might not be such a good idea or for that matter anything that might reduce the O2 levels in the air you intake with each breath. Might be a good time to quit.
In any case if your insurance is so douche baggy about nicotine, and is unlikely to pay for anything if your all Nicked Up, drop them; is it really worth having insurance if said insurance is not going to cover you?
Found this little fun bit, not sure it's true or not, but it remains fun: http://archive.desmoinesregister.co...-could-spur-another-vice-Lying-about-doing-it
Maurice
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Most hospitals don't allow nicotine use and state it in their job listings. Litigation is not easy or cheap.
When looking at 6 or 7 figure bills, insurance companies start looking over applications and documents very closely. They would simply require a test afterwards, not in the ER.
Fortunately I have group insurance through my work. Their specific questions ask whether one smokes cigarettes or cigars or uses snuff or chew, not nicotine use. They even provide free NRT for those who want to quit smoking.
When looking at 6 or 7 figure bills, insurance companies start looking over applications and documents very closely. They would simply require a test afterwards, not in the ER.
Fortunately I have group insurance through my work. Their specific questions ask whether one smokes cigarettes or cigars or uses snuff or chew, not nicotine use. They even provide free NRT for those who want to quit smoking.
So what we (vapors) should do once they "scientifically" determine that vaping is exponentially more safe than smoking (which will happen.. just a matter of time), is file a class-action lawsuit against health insurrance companies charging us for high-risk insurrance premiums on no basis.
Blue73
No. Nicotine use still elevates blood pressure, thus increasing the risk of a heart attack. Doesn't matter is is safer than smoking, it is still increased risk, thus higher premiums...
Yes, but how many other factors increase blood pressue? Obesity.. sodium.. stress.. air pollution.. sedetary lifestyle... etc.
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