Insurance companies are drawing a false equivalency between smoking and vaping because they cannot be bothered to sort out who is vaping and who is smoking. Hence everyone with nicotine in their blood is a smoker as far as they're concerned.
I tell my insurance company that I am not a tobacco user because I am not. If I failed a nic test and was denied coverage, I would sue.
I tell my insurance company that I am not a tobacco user because I am not. If I failed a nic test and was denied coverage, I would sue.