I would love nothing more than to pay it off. However, with one income the last several years it just hasn't been possible to pay a lot extra on it. I do pay a little extra each month. If we would have had two full time incomes then things would be much different and ours would most likely be paid off now. Now my oldest is in college and when she graduates my youngest will start. I don't expect to have much disposable income the next eight years.