I have been looking onto this subject for everyone in an effort to help make online buying more hassle free in regards to cc fraud. Here is the first form of information I would like to pass on. Credit card fraud and online shopping
I also called pay pal personally on behalf of the project to be sure my info is accurate. Pay pal has us covered. If you do not have an account, then get one. I am not saying to get the credit card. I have the pay pal debit card and thats all u need. All you have to do is give them your banking info and you will never have to add money to your pay pal account. It will be tied together. Pay pal is monitoring your best interest 24/7. If they see strange charges they will react by freezing the account. Notification of any purchases are sent to your email account instantly for your records. Then you will get a receipt after funding the purchase has taken place, also via email. Its normal to get the receipt about 1-2 days after you make a purchase. So its a good idea to check your email once or twice a day to make sure no strange charges show up. I can go to town use the card and when I get home I have the notification of my purchase already so thats verified. This is how I buy online. I have never had trouble in the last 8 years. So its tested. I also asked the question regarding the content of the purchase. No restrictions, so u can buy whatever u want and your covered. They also allow a cap on the amount u can make a purchase for. So if u only want to be able to buy $30 worth of ecig supplys a month then it wont let u go over that amount. Thats not really needed but its an option.
I do not think the vendors are to blame, and if they where, its way too hard for me to verify that. Every one that sent me the info about who they bought from gave me different vendors. One was a strange one though. The vendor bought from and the fraudulent purchases where made in the same area as the vendor was located in. Be that as it may I still do not think it had anything to do with the vendor directly. If any blame should be placed on a vendor I think we all know it would be on the companys they employ to handle the transactions or lack thereof. Some vendors had stamped companys on the sites but unless you look into what the stamp is then you have no idea what the stamp is for. For instance. Shopcart is not a company that handles transactions. They create software that makes the page that you put your information in. Thats it. What that particular vender did with the information once they had it was a complete mystery.
FBI — Map of Field Offices
CONSUMER FINANCE: What To Do If You Fear Your Credit Card Is Hacked | Fox Business
Credit Card Fraud: What to Do If You Become a Victim - BBB News Center
In conclusion please report this to places like the BBB, and the Consumer Protection, along with the Attorney General. If you do not take action to stop this then why would it stop? Ill take all the free money anyone wants to give me. Why would I say no? My gut tells me its hackers and not anyone you deal with when making purchases Go back the the post I made about the afterdawn news letter. Sub to that news letter.
Post Script . None of witch I have said should be flagged or otherwise noted as controversial. I would never be able to prove any fraud so its not im intent to place blame. I only did this to help people make informed choices before and if your unlucky then after cc fraud. Some may sound crude but things need to be done to stop this.
For everyone that I talked to about this write up I am sorry it took so long. Spring has sprung and things have been crazy here. I still have trees to clear out, and buildings to rebuilt from the storms that took our road and washed it out. I am also a full time MR mom of two needy toddlers so they help take my time. I really wanted to do more but I truly think I have touched on some good stuff here. Any questions just ask and I will do my best to help.
I also called pay pal personally on behalf of the project to be sure my info is accurate. Pay pal has us covered. If you do not have an account, then get one. I am not saying to get the credit card. I have the pay pal debit card and thats all u need. All you have to do is give them your banking info and you will never have to add money to your pay pal account. It will be tied together. Pay pal is monitoring your best interest 24/7. If they see strange charges they will react by freezing the account. Notification of any purchases are sent to your email account instantly for your records. Then you will get a receipt after funding the purchase has taken place, also via email. Its normal to get the receipt about 1-2 days after you make a purchase. So its a good idea to check your email once or twice a day to make sure no strange charges show up. I can go to town use the card and when I get home I have the notification of my purchase already so thats verified. This is how I buy online. I have never had trouble in the last 8 years. So its tested. I also asked the question regarding the content of the purchase. No restrictions, so u can buy whatever u want and your covered. They also allow a cap on the amount u can make a purchase for. So if u only want to be able to buy $30 worth of ecig supplys a month then it wont let u go over that amount. Thats not really needed but its an option.
I do not think the vendors are to blame, and if they where, its way too hard for me to verify that. Every one that sent me the info about who they bought from gave me different vendors. One was a strange one though. The vendor bought from and the fraudulent purchases where made in the same area as the vendor was located in. Be that as it may I still do not think it had anything to do with the vendor directly. If any blame should be placed on a vendor I think we all know it would be on the companys they employ to handle the transactions or lack thereof. Some vendors had stamped companys on the sites but unless you look into what the stamp is then you have no idea what the stamp is for. For instance. Shopcart is not a company that handles transactions. They create software that makes the page that you put your information in. Thats it. What that particular vender did with the information once they had it was a complete mystery.
FBI — Map of Field Offices
CONSUMER FINANCE: What To Do If You Fear Your Credit Card Is Hacked | Fox Business
Credit Card Fraud: What to Do If You Become a Victim - BBB News Center
In conclusion please report this to places like the BBB, and the Consumer Protection, along with the Attorney General. If you do not take action to stop this then why would it stop? Ill take all the free money anyone wants to give me. Why would I say no? My gut tells me its hackers and not anyone you deal with when making purchases Go back the the post I made about the afterdawn news letter. Sub to that news letter.
Post Script . None of witch I have said should be flagged or otherwise noted as controversial. I would never be able to prove any fraud so its not im intent to place blame. I only did this to help people make informed choices before and if your unlucky then after cc fraud. Some may sound crude but things need to be done to stop this.
For everyone that I talked to about this write up I am sorry it took so long. Spring has sprung and things have been crazy here. I still have trees to clear out, and buildings to rebuilt from the storms that took our road and washed it out. I am also a full time MR mom of two needy toddlers so they help take my time. I really wanted to do more but I truly think I have touched on some good stuff here. Any questions just ask and I will do my best to help.
. On a serious note. Call customer service and ask them what you need. They dont make it easy to be honest, but thats a good thing.
