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Kee, have you pulled your reports/scores lately to see iffin the closed accounts had any effect? I read articles @ bankrate.com about how to avoid fallout from a hacked card. Just preemptive info for me 'cause I'm gittin' all paranoid!
Cc, are they using the same account number just a new PIN? I was reading (dangerous, I know) that this fiasco could be really detrimental to many who start closing accounts en masse. Some don't realize that closing long-time accounts and opening new ones messes with your FICO .... thus the threat of class action against Target for damages, not only current but for future credit well-being.
Fingers crossed here 'cause it could certainly happen to any of us at any time.
/my rant
That aspect of the credit rating system is definitely flawed. The same thing happens if you close an account to reduce your overall available credit even if you don't open up another account. It does not pay to try and be responsible by limiting your borrowing potential but in my opinion, it should.
=
nites
agains
now that's a must have.Ima in my design mode right now.That would be a right nice piz za art in my book...
Holiday Recovery.... this is your game, Richard!
How ya feelin', buddy? Hope your recoop is progressing quickly.
Kee, have you pulled your reports/scores lately to see iffin the closed accounts had any effect? I read articles @ bankrate.com about how to avoid fallout from a hacked card. Just preemptive info for me 'cause I'm gittin' all paranoid!
The account itself didn't close....just the card was a reissue with a new number. I pulled my report not too long ago and didn't see anything on it.
I don't know how these folks could close a cc account with a balance still on it. If they can afford to pay off the balance to close it, why are they using a cc in the first place
Holiday Recovery.... this is your game, Richard!
It is a slow recovery from the last surgery but I am getting there. I lost my appetite and food smelled/tasted bad, but all is swinging to the good side now.
An unexpected bonus? is that I no longer can stand much nic. I was vaping 3ml of 14mg liquid a day and now it is less than 1/2 ml of 14 mg and 2 ml of 0mg a day.
It would be saving me some money if I hadn't stockpiled 2 liters of 100mg/ml.
It would be saving me some money if I hadn't stockpiled 2 liters of 100mg/ml.
The account itself didn't close....just the card was a reissue with a new number. I pulled my report not too long ago and didn't see anything on it.
I don't know how these folks could close a cc account with a balance still on it. If they can afford to pay off the balance to close it, why are they using a cc in the first place
Double likes to both of these!
All is right with the world... guess I'll go clean the closets finally.
Holiday Recovery-- Round #3
Pick 4 number(s) from 1 - 600
58
307
451
457
Thank You Please.
Pick 4 number(s) from 1 - 600
58
307
451
457
Thank You Please.
Cc, are they using the same account number just a new PIN? I was reading (dangerous, I know) that this fiasco could be really detrimental to many who start closing accounts en masse. Some don't realize that closing long-time accounts and opening new ones messes with your FICO .... thus the threat of class action against Target for damages, not only current but for future credit well-being.
Fingers crossed here 'cause it could certainly happen to any of us at any time.
/my rant
New debit card with all new numbers on it including pin, but same account number and same account at the bank.
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