I just settled with an
insurance company...their insured rear-ended me coming out of a toll booth at Christmas <sigh> A present I did NOT need

Unfortunately, to make matters far worse...I was driving my husband's BMW at the time

He had to do a LOT of
threatening to get them to pay but they finally agreed to pay up yesterday
That being said...the more expensive the car, the more costly the repair! Trust me!!! I also used to drive an Italian "work of art," or, more accurately, IT DROVE ME...straight to the repair
shop on an almost weekly basis and then to the dealership to get rid of it!
But how I miss my old Mustang...good times, good times!!