I am in a 100 year flood plain I think they call it. I am not right next to a creek. But there is a creek, that has flooded up inside my yard, on several occasions. I have lived here for a long time. After I posted here, I saw another story that said that the ground is so saturated, some trees are actually falling over. So it won't take much rain to flood. The river is already flooding. It is a shame they couldn't pull some of our water out of the river, and send it to California.