Schools financial aid = sad anywhere to get a short loan without getting ripped off.

[ironslave]

So my school delayed my free money payment and now I don't get to preorder my lavatube . I also don't get to go Black Friday shopping either. This is a bummer as I didn't get to go last year either since I was recovering from my mini stroke.

Now I am hoping to get a short term loan to last until my school check comes. But the idea is to save money and most places cost an arm and a leg. I am way too unlucky.

I would put it on credit but I can't. I maxed out my cards supporting my lying looser dad and alcoholic step mom for 4 months to try to help them get back on their feet. What to do...

 

[OrthodoxAtheist]

I think loans went the way of the dodo, didn't they? Sure there are still loan sharks like payday loans, but nobody deserves that level of servitude. Unless you have great credit (which you don't due to credit card utilization), the only lenders I know would want the pink slip for your car, or a kidney. Tough times. Given the situation you describe, I'd recommend cooling the spending and finding inner contentment. Let the Lavatube get a month or two of reviews under its belt, in case there are delayed issues like build quality. As for Black Friday... I've seen most of the ads... least enticing I've seen for the past five years. Even many BF die-hards are thinking of actually spending the holiday with their family for a change.

Assuming you have at least one e-cig, stick with that until your situation improves and your school comes through. You'll feel better for having waited patiently. Good luck man... sounds like you could use a break from life's crapper.