state i.d. required to purchase or reload pre-payed credit card in Minnesota.

[skoony]

hi all,
is any one else coming across this in your state?
it doesn't matter what the dollar amount is. no state
i.d.,no pre-payed credit card.
here our state i.d. info is entered into the billing system
at point of purchase. i know they are trying to curb illegal
activities but,what do they think i am going to do with
fifteen dollars.

regards
mike

 

[Verb]

I'm sure Bitcoin and the like are loving this.

 

[Frenchfry1942]

Sadly. But, the way I read it, those that do not have I.D. are consistently those that have problems. Many pre-paid credit cards can be used beyond the limit. It is just something that the C.C. companies are grappling with.

I'm not sure of the right answer, but it is a challenge to find a fair fix.

 

[tj99959]

I believe that's required when getting any credit/debit card. You just notice it more with a Pre-Paid.

 

[Verb]

Are visa/MC gift cards covered in this or just the reloadables?

 

[skoony]

Are visa/MC gift cards covered in this or just the reloadables?

i am not sure. i would assume so as the are essentially money transfers.
the i.d. requirement is for the purchase and reloading of the card.
regards
mike

 

[Runamok3x]

I wonder if a state ID is required to vote in Minnesota elections?

 

[Verb]

i am not sure. i would assume so as the are essentially money transfers.
the i.d. requirement is for the purchase and reloading of the card.
regards
mike

Gift Cards (non-reloaable) and Debit Cards (which reloadable prepaid cards are considered) are legislated differently under federal law. I wonder if Minnesota lumped them together?

 

[skoony]

I wonder if a state ID is required to vote in Minnesota elections?

no.
regards
mike

 

[sketchness]

I am sure it is frustrating. But my guess, it is an attempt to counter money laundering types of events. Where one person is loading more than 10k onto a bunch of different cards and trying to evade alerting IRS and the like.

 

[stevegmu]

Who doesn't have a state issued identification card, other than illegals and criminals?

 

[Tactix]

I'd rather just stick to my debit card lol, credit cards are plastic sharks and will eat your life away(financially of course). I just find it much more easy to get my debit card and put what money I need in my bank, then buy online

 

[KGB7]

hi all,
is any one else coming across this in your state?
it doesn't matter what the dollar amount is. no state
i.d.,no pre-payed credit card.
here our state i.d. info is entered into the billing system
at point of purchase. i know they are trying to curb illegal
activities but,what do they think i am going to do with
fifteen dollars.

regards
mike

Why dont you want to use/show your ID in the first place??

 

[skoony]

Why dont you want to use/show your ID in the first place??

why not?
i am not breaking the law. its nobody's business i just put
$15.00 on a pre-payed card.
they are not just asking for i.d.. they are entering my i.d.
info into the register.
regards
mike

 

[Runamok3x]

why not?
i am not breaking the law. its nobody's business i just put
$15.00 on a pre-payed card.
they are not just asking for i.d.. they are entering my i.d.
info into the register.
regards
mike

I agree, it is none of their darn business to track your activities.
If they are trying to prevent sketchy/illegal activity then only ask for id over a certain $ limit like 500$
Edit:Suppose they started asking for id when buying milk
Actually in NY I got ided for buying dry gas, I think it is used for illegal activities.
Was at Walmart self checkout and I had to wait for an associate to verify my id.

 

[KGB7]

why not?
i am not breaking the law. its nobody's business i just put
$15.00 on a pre-payed card.
they are not just asking for i.d.. they are entering my i.d.
info into the register.
regards
mike

You say you not breaking the law, but they have to take your word for it. Since many people in the past did break the law by using pre-paid cards, then a new law had to come in to effect to protect you and others, from illegal activities.


And since you not breaking the law, then you have nothing to worry about. Show your ID and move on with your life.

 

[stevegmu]

Don't like the rules, don't get one...

 

[exnihilo]

Not here. I use Google wallet too, with a physical card, and didn't have to enter and verifiable information to get it.

Tapa-shutup

 

[skoony]

You say you not breaking the law, but they have to take your word for it. Since many people in the past did break the law by using pre-paid cards, then a new law had to come in to effect to protect you and others, from illegal activities.


And since you not breaking the law, then you have nothing to worry about. Show your ID and move on with your life.

$15.00 does not protect me nor any one else from anything.
the criminal element will just find another way to launder their money.
they don't need to even track at point of sale. the cards companies
are already required to monitor and report cash only transactions.
sooner or later one has to register online to get the money back
out.there programs can detect inordinate activity.
that just leaves law abiding citizens left to track every penny they spend
with these cards.
regards
mike

 

[stevegmu]

I used to know someone who was paranoid of the government tracking his spending with credit cards/debit cards, so he got rid of them and paid everything with cash and checks. That only lasted a few months...