Every couple of years I go
through my closet and give what I haven't worn to the battered womens shelter.
I would set up a fund (say 1/4 of the money) to help pay for further education of the above women so that they would have the skills to get back on their feet.
Then I would put another 1/4 in a fund for my granchilds education.
Another 1/4 to the underprivledged children. They need clothes, food and shelter.
The last remaining 1/4 would go towards e-cig studies.
I am happy in my life. Money does not make happiness. Happiness comes from inside ones self. Just look into your heart and soul and you already hold what is needed to be happy.