There are a lot of people in the same boat as your countrymen right now. Either they couldn't afford flood insurance or just didn't want to pay for it. They still aren't rebuilding. People think FEMA just drops in and passes out money but that's incorrect. They may give you a tiny trailer after 6 months or longer but not much if anything in the way of money.I thought of you when we were going through this. It must have been horrible to say the least. [emoji22]
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I think I'll keep paying the flood insurance. I have a brand new home and don't have to have any more remodeling projects. All in all I feel rather blessed.