Snails - Response on Threads Part 3

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Katya

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You seem well-versed. Why is there NOT a reversal agent?

There is one. My eye doc always asks me if I have a ride back home or do I want reversal drops.

ETA: Should have read the entire conversation before responding.... :facepalm:

Hi Frannie! :)
 
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AttyPops

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~~~~~ all. Flyby.

(That includes Pepper :D)

Was just looking up someone's costs with the ACA. There's a commercial running around here about her, attacking a local Dem that's running. Whole thing is sad (she has leukemia).

Signing up for something is weighing on me. I've no idea how to estimate my income this year....
not on any fixed salary. But alas, I'll just do my best.

Anyway here's the commercial:

This really bothered me. Until I did my research. It turns out that her new plan, factoring in the new deductibles and out of pocket costs....is $2.00 more expensive per year. So that's a relief.
http://www.mlive.com/politics/index.ssf/2014/03/michigan_truth_squad_anti-pete.html

Ads like that make by blood boil. I know she's confused, doesn't realize how it nets out and that she can make payments on the initial out-of-pocket costs even if she doesn't have credit.

(Oh...Hi again, Pepper. :D :lol:)
 
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tiburonfirst

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and one more for atty ;)

In February 2013, the Obama administration whacked people with pre-existing conditions even more by suspending the cap on out-of-pocket expenses, originally set at $6,350, for an individual beginning on Jan. 1, 2014. Theodore M. Thompson, vice president of the National Multiple Sclerosis Society, said, “The promise of out-of-pocket limits was one of the main reasons we supported health care reform.”

Without the cap, an MS patient on Copaxone, which costs $6,000 a month, will have to spend about $1,500 to $2,000 every month for the co-pay on that one drug alone. Unaffordable for many.

i have not been able to verify that yet ^

Obamacare horror stories not lies | Boston Herald
 

tiburonfirst

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AttyPops

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Maybe you should tell that to the article people that say her OOP max is 6K ish....currently.

Anyway, there's a lot of stink about that commercial. They keep running and running it. I see it every other hour. :/

Her premiums are 500 less per month than before. But she has 6K OOP max that she didn't have before. That's fact, not theory, per her plan now.

So yeah, OOP is higher initially for her and probably many. But it's capped.
 
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AttyPops

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I don't know what to make of it Tibs.....special exceptional case, or norm. Seems to be a special exceptional case, and maybe doesn't have to be. Smells foul. The poor lady is caught in the middle. But it sounds like it nets to a $2.00 diff per year. Sucks to have cancer to begin with. Then to be scared like that. Sad.
 

AttyPops

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~~~~~ Kat! :D


@Tibs:

The ad also does not mention that Boonstra’s health care premiums were cut in half when she enrolled in a new Blue Cross plan, to $571 a month from $1,100. The new plan, however, increases out-of-pocket costs, such as doctor’s visits going from $20 to $50, she told The News.

Americans for Prosperity President Tim Phillips said he stands by the ad’s claim that Boonstra’s new plan is “unaffordable.”

“If you look at the script and she says they’re so high they are unaffordable and we know the out-of-pocket costs are not what they were — by definition they were almost nonexistent in the old policy. We feel very comfortable with that,” Phillips told The News.

Phillips declined to offer documentation on the costs, citing privacy concerns. Boonstra wasn’t available for an interview Wednesday or Thursday with The News. Phillips and AFP spokesman Levi Russell said the out-of-pocket costs are unpredictable now for Boonstra and it’s fair to highlight that uncertainty even though the overall cost of the health care plan may be less.

At least one fact-checking organization is crying foul. The Washington Post’s Fact Checker gave the ad two out of four Pinocchios.

Reasoning: The savings alone from the premium is $6,348 for Boonstra. Plus, Obamacare caps out-of-pocket costs for individual plans at $6,350, so feasibly Boonstra would be paying at most $2 more this year for her health plan.

“It is one thing to say there are higher out-of-pocket costs ... but another to assume that those higher costs are not offset in some way by the significantly lower premium,” fact-checker Glenn Kessler wrote. “The reality is that eventually Boonstra will hit the maximum and no longer pay anything. So over the course of the year, the difference in the costs could well even out.”
Facts presented by Dexter cancer patient in anti-Obamacare ad inconsistent | The Detroit News

Also
http://www.washingtonpost.com/blogs...bamacare-ad-makes-a-claim-that-doesnt-add-up/
 
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