Snails - Response on Threads Part 3

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CES

optimistic cynic
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Today I'm taking a use-it-or-lose-it personal day off. It was supposed to be a hang around the house sort of day. It worked out differently, better maybe.

A couple of friends have been pushing me to schedule a physical, since I haven't seen a doc for anything but stitches in about 8 years (I get clumsy every couple of years) , or seen a gyn in about 10 (i know, i know). When i called on Monday to finally schedule (assuming it would be 4-6 weeks for an appt, 'cause that's the usual) , it turned out my doc had dropped me since i hadn't seen him in >3 years, and he wasn't taking "new" patients. sigh. Turns out one of the docs who is taking new patients had an appointment available this morning. And i can do both the physical and gyn in one appointment.

AFAIK, i'm completely healthy, but I'm also going to try to get her to order standard blood work for a baseline. Turns out that means "fasting" which isn't a big deal, except that i have no cream in my coffee this morning :(

I also have to have batteries replaced in a couple of alarm sensors- and they had an opening for this afternoon. :)

I think it's kinda rare and nice that the stuff i had to schedule actually fell into time i already had available. :)

Oh, and this evening is the grand opening of the vape lounge that opened a couple of blocks from me. Today has the potential to be a pretty decent day.
 
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SilverBear

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(after some of the vids you've posted, you think the vines are gross? :snicker: :guffaw: :lol: )

The videos are "funny-gross"... not "real-life gross".

For instance, I can watch the goriest of bowel-rending movies and flinch not... but I will capture a fly in the house and set it free outdoors.
 

SilverBear

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Arrggggh!!!!!!!!

I'm in ACA web hell. BBL.

????

I haven't needed to revisit the website since receiving acceptance.

Should we start a pool now guessing how much premiums will rise for 2015? Would you start one in Outside, please?

There could be sub-pools for how much the out-of-pocket maximum will rise... how much deductibles will rise... which benefits will disappear, etc.

To be honest, I've given ACA very little thought the last few months. But November will be here before we know it.
 

SilverBear

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morning, catt and bear! ;)

bookmarked your link, bear, since they feature working shutters!

Check this one out as well:
https://flowerwindowboxes.com/

But... pay no nevermind to the "self-watering" window boxes. Rife with problems. Money wasted (except for the remaining boxes, devoid of the watering system).
 

SilverBear

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Sorta-kinda ACA related...

... received a $0.39 bill (co-insurance) for a CPAP supply.

$0.39

Only apparent payment option is to mail in a check.

Hmmm... 48c postage (or whatever it is now... I have Forever stamps) to send in 39c.

I called to ask if I could pay it in-person at the sleep center. "No" because billing is hired out and outside of Syracuse. I called billing (toll-free) and asked if it could be put on VISA/HSA. "No" because they do not accept credit cards.

That 39c will now sit in my balance-due until the next bill for whatever.

Not REALLY ACA, but falls in the general category of health care. Guilt by association.
 

AttyPops

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Jul 8, 2010
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????

I haven't needed to revisit the website since receiving acceptance.

Should we start a pool now guessing how much premiums will rise for 2015? Would you start one in Outside, please?

There could be sub-pools for how much the out-of-pocket maximum will rise... how much deductibles will rise... which benefits will disappear, etc.

To be honest, I've given ACA very little thought the last few months. But November will be here before we know it.

OK, here's the deal in the nutshell.
I'm one of 25% of the ACA people that have to submit "proof" of 2014 income and/or have "inconsistancies" in their ACA data. This is common for people that work on commission, part time, sales, etc. Basically, if you're not in a known-salary-9-to-5 job, your salary varies from year to year.

So I have to submit a self-employment spreadsheet.

Well, I went to do that, and wanted to cross-check my figures with my previous submission for total-income. The web site doesn't allow you to view or print that detail. You just get "the results". I knew the ball-park figure, and should have just went with it. But...NOOOO....

So I wanted to look at it and submitted a "life change"....and IT WIPED OUT MY PREVIOUS SUBMISSION AT THE START of the process, rather than letting me cancel and go back. So now, it has me locked into a "Do you go on Medicaid or do you get ACA"? loop.

The State will call me. Sigh.

Thing is, if my projections are correct, or even low, then I won't qualify for the "New-Medicaid" with the new relaxed asset test. But if I don't make X dollars this year, I COULD HAVE qualified and then would have had medicaid rather than ACA. And if I qualify for medicaid then I don't qualify for ACA subsidy.

So it's all about "predict the future" and be right or else. Basically, the website has me locked into a "pending" loop now.

I should have just submitted the dang spreadsheet without being so picky. But hey, if I turn out to be wrong in my projections, it's good to talk to someone. I really don't know how people with variable incomes deal with this ACA crap. They should have eliminated medicare and just had a 0 -> whatever set of levels so I don't have to try to predict some "cut off" point.

Arrgggghhh.

Basically, I may make some decent money this year, I may not. IDK.

Anyway, they required me to make a submission by a few days from now.

And the worst part is....I already have 2 months worth of insurance...IDK if I have to pay back if I do qualify for medicaid. It's all messed up. Stupid congress.
 
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SilverBear

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How nice!!!!
 
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