It "sounded", to me at least, that living together without being legally recognized, was somehow "wrong and illegal" in order to reap benefits. That was my FIRST interpretation, whether correct or incorrect.
I'm hoping we have a long fall and relatively short winter ... we have been in the mid 80's during the day lately but supposedly we will be in the 70's next week; just about perfect!
and as to your comment 'going on husbear's policy' - you know why your premium is more than his. most companies do not subsidize a spouse as much as the employee.
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