Off topic but, Roboform is a great program for saving passwords. It has a lot of other useful features such as auto login, auto save, auto syncing passwords to their online server, etc. It also saves your passwords to a folder on your PC that are only readable by Roboform. It can attach to just about any browser as well. I've been using it for years and love it. The free version only allows you to save a set number of passwords (20 or 30 IIRC) but the pay version (which I have) is unlimited.
On topic, I like the description. It's straight forward without getting too complicated.
Don't you worry about having important passwords in an online place? The ones for my bank and for cc #s I use my Kasperski virtual keyboard for entering them just incase a keylogger gets through my security.