A credit card does not cost any money if you pay the bill every month (no interest will accrue). There are cards available for everyone, even for people who do not have good credit. They earn rewards points on regular purchases... for example: free flights, free cash, free merchandise, just from buying the same things that you put on your debit card, purchased for the same prices. They have $0 liability purchase protection against any fraudulent activity. You don't have to pay for anything unauthorized. That money never leaves your bank. There is no safer way.
Don't forget about the recent myfreedomsmokes snafu. That was just accusations until it was proven and they finally came clean a few months after it started. I was one of the people affected by this. My Freedom Smokes & Unauthorized Transactions | E-Cigarette Forum
I, like some others have mentioned, use gift cards/prepaid cards. I do not link my true CC or debit card on any online site. Sure, you pay extra each time, but for me, it's insurance from fraud. The companies I use I trust, but it only takes one disgruntled employee or one scammer to ruin my life.
A credit card does not cost any money if you pay the bill every month (no interest will accrue). There are cards available for everyone, even for people who do not have good credit. They earn rewards points on regular purchases... for example: free flights, free cash, free merchandise, just from buying the same things that you put on your debit card, purchased for the same prices. They have $0 liability purchase protection against any fraudulent activity. You don't have to pay for anything unauthorized. That money never leaves your bank. There is no safer way.
I have several credit cards, but the only one I use pays cash back to my mortgage principal. I use it for groceries/eating out/shopping and pay off the balance every month.
There are many avenues in which a criminal can obtain your credit card information, including infecting the victim's computer with malware that sends credit card and banking information back to a central collection server.
Here's some interesting reading for those who would like to inform themselves better on how criminals obtain your credit card info.
I didn't use PayPal for my purchase,however the jackets were bought using PayPal which I already called and they put a stop to everything.the items were going about 5 blocks from me and I got the address which I have plans for
the jackets were bought using PayPal which I already called and they put a stop to everything.the items were going about 5 blocks from me and I got the address which I have plans for
Hi All,
I agree with Thrasher! I use a prepaid credit card for online purchases. I use Paypal Credit and pay them with Money Orders. I not give them any of my bank info or credit card info.
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