Wow. I guess I'm lucky with Chase here in the US since they tend to be over cautious and flag some of my own purchases which lock my card. If I leave the my state or travel too far from my usual places and then try to shop they will lock it and give me a call or text within 10 minutes to ask if I was the one buying something. It can be really annoying but I do appreciate the overactive fraud protection service they offer. If my card # is stolen, which has happened once, they do not hold me accountable, no matter the charge.
Last time I was in the local branch I spoke to the manager about this, I wanted either a no contactless card or the information on how to disable the pickup coil. When I pointed out that the contactless card made the PIN verification irrelevant - he just stared at me with a blank expression!
Last time I got issued a new card, I decided to "de-activate" the old one in the microwave, all the internal metal bits (coil etc) got hot and melted through the plastic - next time I need to make a note of where the coil is and hit it with a hole punch - that shouldn't affect the chip that is read in a card slot, but no pickup coil to power the RFID tranciever.