What is this guy trying to say?

[THE]

YouTube - About Pawn Shops : Common Mistakes in Pawn Shops
At 1:30 .. Is he trying to say that if something of mine has been stolen and is in a pawnshop.. that I'd have to pay him what he had in it, if I want it back?

 

[t9c]

Just listening to that idiot's voice makes me wanna puke. He can't compose a paragraph either.