I think your right about the chocolate, its one of those vapes that the taste disappears from after a short time vaping it, it also tastes more like alcoholic chocolate hehe! The cappuccino for me is unusual amongst the coffee flavours in that the flavour sticks around!
Money is tight for me too and whenever I venture off to the fruity flavours I always return to the good ol tobacco and other non-fruits! My long term no fuss vape is e-cigs.co.uk ordinary tobacco, it tastes just like the original carts that come with the kits so great for a retro vape!!!

Takes me back to the days of my first e-cig, a plain white penstyle from TECC!!