Yes. I have used those also, and basically that's what the Kaiku Visa is, only it can refilled with transfers from my bank easily etc, and is permanently registered to me as long as I pay my 2$ monthly maintenance fee, which is less than the charges for the store purchased set-limit prepaid gift cards. Ahlusion never would accept the actual gift cards for me over the last two years, despite my always having registered them online- and they do state that they won't accept them on the site (in checkout I believe). I tried with the Walmart cards as well as the Mastercard and Visa branded ones, all with no success; it's a good part of why I went to the Kaiku. I thought for sure I could use it with A+ as it's good enough for the U.S. Treasury if I wanted to have my disability deposited there and so on...but sadly, no go. They are the only online vendor or business who has refused it since I started using it in February, though there were a bunch of others who declined the prepaid gift cards. I do not have/can't really get an actual credit card, and of course they don't accept paypal so that leaves me with no other choice than to use my Mastercard bank/debit card and hope nothing happens - or forgo Ahlusion. I really like Ahlusion so..we'll see.