"[14] The chargers use a design called constant-voltage, constant-current (CVCC), since they provide a constant voltage (and increasing current) up to the maximum load and then a constant current (and decreasing voltage) if the load continues to increase."
So, this is interesting, and it certainly puts a new spin on things. So the adapter doesn't necessarily need to "communicate" with the device to control the current by asking the device to draw less power, it just measures the current passing through and if it gets too high, the adapter drops its own output voltage, to compensate? That does seem to support the idea that it doesn't really matter too much what the output rating is, from a safety standpoint.
I guess the question then is, what happens on the device end when it receives a lower voltage than what's expected? Are there any problems there, besides a reduced rate of charging?