I don't think anyone cared to actually even think about testing it...until now
logic isn't impeccable...might be a flaw somewhere...but I have thought about it alot
NICE!!!
may I add this to my It's not the nicotine... writeup?
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How can insurance companies charge extra for nicotine use...
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logic isn't impeccable...might be a flaw somewhere...but I have thought about it alot
may I add this to my It's not the nicotine... writeup?
Unfortunately this won't work. It measures carbon dioxide levels which basically decline too rapidly for our purpose (half-life of 4.5 hours). We need something that builds up in the body when we smoke but then declines when we stop at a slower rate (a half-life of a month or two would be perfect).
actually I just saw a new Doctor since I am on the wife's insurance now and damned if they didn't test me for nicotine usage! Now who do you think wanted to know THAT.. I wasn't in for anything respiratory related or that might need such a screening to get a good diagnoisis or treatment. I will bet you dollars to donuts that it hits the insurance adjusters desk.
they can tell the difference between CERTAIN types of nicotine usage, they can not differentiate between all forms of nicotine usage with anywhere approaching reliable accuracy. but a nicotine test is for all tense and purposes a binary: Present or Not Present. So they use the reliable test and thereby evade having the test challenged or invalidated. And untill something is challenged and invalidated they can and will use it.
Remember anything you say can and will be used against you in a court of law. ((NEVER ever will it be used to help you))
In theory yes. but most people can not save like that. if the money is available it will eventually be used/spent. Insurance is a better idea than saving for yourself also in theory.
It really comes down to the individual situation on whether health insurance is useful or not. in MY case i would literally be dead without insurance, since there is no way i could afford to pay 100% out of pocket at off the street prices of medical services.
nope they wont. they can show damage done but not when that damage ocuured or hoew long its been there now a lung Biopsy.. sure but then you want a lung biopsy? and even then if I quit smoking 5-6 months ago after a lfetime of even 1/2 a PAD it might not reveal much...
Did you notice that the top beneficiaries in the house are republicans (house majority) and in the senate democrats (senate majority).... it would seem big tobacco donates to those who hold the power. I wish they would make lobbying and accepting contributions from big business illegal, then they need to implement term limits. Our representatives get far to comfortable in DC and forget they represent us and not the almighty dollar. Uh Oh....the starts of a rant, time to bow out....
I read a post not long ago where the the OP told them he quit smoking and is now a vapor and they did not give him any grief. They listed him as a non smoker.
He has a smart insurance company. Not too many of them left these days....not too many smart people either.
Not really. One of the first questions they ask, before you even get to see different policies is "Are you a smoker?". Smoking is not a pre-existing condition, it's a risk factor.
Just to clarify, almost everyone tests positive for nicotine.
It's in tomatoes, potatoes, eggplant, and a number of other vegetables.
They apply a threshold to the test results to determine if the level exceeds normal levels.
I think the exact wording used depends on the health insurance company. I recently qualified for health insurance at my company. The specific question they asked was 'Do you use tobacco?" with yes/no being the only available answers.
There is a nicotine test kit available online (some drug testing labs) for less than 6 bucks, basically I looked around for some info a while back and found nicotine will be found present in the body in a measurable condition for about 3 days for the avg. vapor.
If I was vaping with nic (I'm not) and they asked if I used nicotine, I'd say yes.
If they ask if I'm a smoker, then I'll say no, because I'm not. I haven't smoked in almost two years. (In two days, it will be two full years!)
If they ask if I use tobacco, I'll say no.
If they ask if I vape, I'll say yes.
Nod.
Ya I know exactly how the test works. And current Nicotine testing is very limited beyond telling whether someone is a recent user or not was what I was trying to convey simply without getting into the particulars.
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Currently if I was going to be 100% truthful I personally think I would answer yes to tobacco products usage since that's where our Nicotine juice comes from at the moment.
But I tend to answer in the most literal manner possible, answering what was asked not what was intended if you know what I Mean.
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They will cut you slack if you sign up for NRT. Have you considered doing so but continuing to vape instead of chewing the gum?
That's how just about all political donations work. They aren't giving very much, though, and the top recipients aren't the ones who are behind the anti e-nic campaigns. They always give to the President- no matter what party.
I worked at the Senate for 2 years. There would be lines of lobbyists and placeholders at nearly every office door when Congress was in session.
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