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Criticalmass

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The problem seems to come from the credit card processor, Visa, and not the banks.... It seems to affect Oklahoma, Massachusetts, and Kentucky so far. I suppose it's only a matter of time before all states are affected.

My concern is that sometimes it takes a while for policies to be implemented and that in the coming days this will affect more and more people. If it is true about the Prevent All Cigarette Trafficking ("PACT") Act then this would be Federal and affect everyone in the U.S.

The PACT Act doesn't specifically stop online sales, but it does require each vendor to jump through a lot of hoops in order to sell in any state outside of their own.
 
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DustyZ

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The problem seems to come from the credit card processor, Visa, and not the banks.... It seems to affect Oklahoma, Massachusetts, and Kentucky so far. I suppose it's only a matter of time before all states are affected.

This is going to piss off a lot of people, I don't think this will fare well for those companies. I know that the Governor of Oklahoma has already ...... people off by banning e-cigs, not sure of the extent, most likely just on State Property, there is a thread about that on here. Don't we have a few that people in this thread that live there?
 

Stoneface

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According to the Urgent Message thread, Visa cites the PACT Act as the reason for denying the transactions. As far as I know, e-cigs are not yet part of that act...but they may be once the FDA deeming regulations are issued.

EDIT: BTW, the PACT Act is overseen by ATF, and not the FDA...as if it really matters, but just adding it as a point of clarity.
 

Cuando

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According to the Urgent Message thread, Visa cites the PACT Act as the reason for denying the transactions. As far as I know, e-cigs are not yet part of that act...but they may be once the FDA deeming regulations are issued.

That FDA ... I am more and more confident as time goes by that they are a raving pack of imbeciles. I do hope I am very, very wrong, and they are taking their sweet time because they are actually doing their job, and not waiting for some nefarious gargoyle to tell them when to drop the axe.
 

Criticalmass

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According to the Urgent Message thread, Visa cites the PACT Act as the reason for denying the transactions. As far as I know, e-cigs are not yet part of that act...but they may be once the FDA deeming regulations are issued.

EDIT: BTW, the PACT Act is overseen by ATF, and not the FDA...as if it really matters, but just adding it as a point of clarity.

Which is why I don't believe this because the PACT Act does not stop vendors from selling online, it only regulates them.

Per the terms of the Act, all persons who sell, transfer, or ship cigarettes for profit must:
(1) register with the tobacco tax administrator of the state into which shipment is made
and (2) file monthly reports, no later than the 10lh of each month, with both the tobacco
tax administrator and Attorney General, fully outlining the quantity, brands, and
recipients of cigarette shipments into such state.

And since our vendors are not selling cigarettes, I don't believe it has much to do with the PACT Act.
 

Stoneface

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Which is why I don't believe this because the PACT Act does not stop vendors from selling online, it only regulates them.

And since our vendors are not selling cigarettes, I don't believe it has much to do with the PACT Act.
For me, this is the real issue. It seems Visa is throwing up smoke screens and offering misdirection instead of telling the public and their customers exactly why they are denying transactions in 3 states.
 

Cuando

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I'm sure it wouldn't bother the government agencies too much if we went back to tobacco. Lots of tax dollars there.

Curt.

Smoking cigarettes kills people. I think any sober government would want a taxable cash crop that doesn't kill it's taxpayers. Not only that, think of the sales tax on Cheetos alone. We could fund healthcare for everyone with just M&M money.
 

Stoneface

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This was posted on the Urgent Message thread:

This explanation from a FB vapers group.
I have confirmed this is coming from ELAN. This is the company that provides credit cards to most banks and the memo originated from them based on the PACT Act, but the act only pertains to Cigarettes and Smokeless Tobacco. Chances are when you set up w/ your merchant provider your merchant provider you put your SIT Code as 5993, this pertains to smoking and they are linking anything under that code as tobacco to adhere to the law. We are working w/ lobbyist and legislators to get in touch w/ ELAN to see how we can fix this problem. I dont now how much trouble it would be to change the SIT code that you set up w/ but its something to look into.
 

Stoneface

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Smoking cigarettes kills people. I think any sober government would want a taxable cash crop that doesn't kill it's taxpayers. Not only that, think of the sales tax on Cheetos alone. We could fund healthcare for everyone with just M&M money.
Oh no....not Cheetos!!! I like Cheetos....:glare:
 

Uncle Ralphie

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The problem seems to come from the credit card processor, Visa, and not the banks.... It seems to affect Oklahoma, Massachusetts, and Kentucky so far. I suppose it's only a matter of time before all states are affected.


Tomorrow everyone order something from MBV. then we will know which states are affected......or if all are affected. I know I need some more Champagne :).
On the other hand that just stinks to high heaven. What the hell are they thinkin ??? Or......are they thinkin ??
 

Criticalmass

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This was posted on the Urgent Message thread:

Which means if this is the case the problem will indeed become more wide spread in the coming days. It's not just VISA either. Some have reported issues using their Mastercards as well.
 
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roonies

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Well, at least I have a macbook and pretty good protection on it just by the nature of it's being apple. I also have some other security apps that help so I'm not too worried. Thanks for the info on the curser thing. I didn't know that worked in that situation and will definitely make use of it. I usually don't open anything I'm suspicious of but since I order so much online, the curiosity got the best of me.

Sounds so wrong on so many levels.

Good Mornin roonies :) They are typical phishing sites. with so many folks ordering online it's a numbers game that can work for them. You may know, but some people probably don't, that if you hold your curser over the link, you should be able to see the true address that the link will take you to. Most of the time it isn't where you think it is. :( and you've now either got a nasty case of malware or are the subject of identity theft. Pretty sad!
 

milkman5306

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Tomorrow everyone order something from MBV. then we will know which states are affected......or if all are affected. I know I need some more Champagne :).
On the other hand that just stinks to high heaven. What the hell are they thinkin ??? Or......are they thinkin ??

I ordered from MBV yesterday without issue. I live in Illinois

Sent from my Samsung Galaxy S4 using Tapatalk 2
 

Uncle Ralphie

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I am contacting MVB as we speak....will inform in a few minutes


EDIT 6:45 pm........I just talked with Ben from MBV, in a nutshell they are aware of the problem and ALL e cig companys have a work around.....not to worry

Chat transcript from 01/03/2014
Ben (15:32:52): How can I help you?
Ralph Hebert (15:33:40): Hello......are you folks processing Visa cards for your products ???
Ben (15:34:45): Yes.
Ralph Hebert (15:35:26): Have you heard of any upcoming regulation that would stop credit card useage ??
Ralph Hebert (15:36:11): Namely one that took effect 1..1 2014 in Massachusetts and Colorado
Ben (15:36:14): This seems to be a fairly sudden thing
Ben (15:36:22): no official word yet
Ben (15:36:28): http://www.e-cigarette-forum.com/fo...card-company-refused-process-transaction.html
Ralph Hebert (15:36:31): yes... I just heard myself
Ralph Hebert (15:37:23): If that is indeed the case.... would be able to purchase using Paypal etc etc ??
Ben (15:37:31): We are not able to accept paypal due to their policies regarding companies selling ecigs and eliquid inside the US.
Ralph Hebert (15:40:10): You do relize, I think, that IF this is true.....your business may as well go local only ??? Today Massachusetts and Colorado, tomorrow the rest will follow suit
Ben (15:42:34): The business owners actually have about 2 different back up plans for that.
Ben (15:42:39): MBV isnt concerned
Ben (15:42:53): which is great news for all our wonderfull customers!
Ralph Hebert (15:43:09): good to know Thank you for the info........
Ralph Hebert (15:43:49): You have a happy and prosperous New year.....Thanks again
Ben (15:43:57): you as well!
 
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