My debit card was compromised

[seamonkey]

I think I've read a few topics on here where people's card info was compromised. I used my debit card to order from 3 seperate e-cigarette vendors within the last 3 weeks. The only other time I used it online was through books a million. I use paypal for everything, drafted directly from my bank

Some douche stole my debit card number and ordered $80 worth of flowers and signed up for match.com

Did any of the other people who posted (I can't find the threads now) that their cards were compromised know for sure it came from one of the vendors?

 

[Mr.Mad]

I ordered from like 15 different vendors... so whos to say or it could have been the loser working at Burger KIng that stole my info... Bank credit 850.oo that was stole from me.. took 7 days while the investigated it. Its just the electronic age. Only way to protect yourself is use CASH ONLY!!!

 

[Xanax]

I ordered from like 15 different vendors... so whos to say or it could have been the loser working at Burger KIng that stole my info... Bank credit 850.oo that was stole from me.. took 7 days while the investigated it. Its just the electronic age. Only way to protect yourself is use CASH ONLY!!!

Or a pre-paid card... Only add money the second you're going to buy something.

 

[aschmidy]

I just had a fraud alert on my cc this past week. Had to close it up. Luckily the cc company are the ones who caught it. I order all over the internet and had just traveled across the country. Who knows.

 

[oettinger]

MOST of the time, credit card fraud on an online transaction if caused from having Malware on your computer. Keyloggers, Trojans, and such, when they detect you are on a secure website they record the keypresses, and send it off to an external IP address.

Only a real malware program can tell you if they are there, things like NORTON, and Mcafee DO NOT detect Trojans or Keyloggers.

Malware Bytes anti-malware is the best, and it is FREE! GOOGLE IT.

 

[Moshmarr]

I second using Malwarebytes, the most effective thing around for this purpose right now. More and more of these types of nasties are coming out now. Not to sound alarmist, but it's good to have a few layers of protection since so much PV commerce takes place online.

 

[J-ShaZzle]

I use one credit card only for online purchases with a $500 limit. So if it does become compromised, then they can only do a couple hundred in damage. I would suggest having a low limit dedicated card for all online purchases. Something you can keep a close eye on too.

 

[CritterBuddy]

My wife and I only use low limit "credit" cards for any transaction and have destroyed our debit cards. My main card has a $500 limit and I have another from the same account with only a $100 limit which I use online. If my purchase online will be for say $150 I just go online, transfer only enough funds to cover my purchase, and then make my purchase.

We stopped using debit cards all together after visiting with our bank about our liability, convenience, etc. Check with your bank as there are many options available now to fit your lifestyle.

 

[316lvm]

MOST of the time, credit card fraud on an online transaction if caused from having Malware on your computer. Keyloggers, Trojans, and such, when they detect you are on a secure website they record the keypresses, and send it off to an external IP address.

Only a real malware program can tell you if they are there, things like NORTON, and Mcafee DO NOT detect Trojans or Keyloggers.

Malware Bytes anti-malware is the best, and it is FREE! GOOGLE IT.

Thanks for the info oettinger - really appreciate it. I installed a bunch of anti-virus, spyware, malware etc. programs on hubby's computer after he came down with a virus. (That's after cleaning up his mess.) Then the butthead complained that it slowed down his programs. Promptly uninstalled everything and told him there'd be hell to pay if any of our accounts got compromised.

BTW - Malware Bytes was one of the programs installed. It's an excellent program!!!

 

[mwa102464]

You havent told us what vendors you used where this information was compromised seamonky.??? how about you speak up so we all dont get hit.!!

 

[Elendil]

You havent told us what vendors you used where this information was compromised seamonky.??? how about you speak up so we all dont get hit.!!

I would be careful naming names. If he has malware it is likely not one of the vendors. No need to tarnish reputations without rock solid proof.

 

[Drozd]

I'll mention it here too.. now in this day and age where credit and debit cards are coming RFID equipped (that nice tap and go function) ...it's extremely easy for people to steal your CC info...
An article I read..said all it takes is about $100 worth of equipment...and someone walking past you within 15 feet or so can nap all your CC info while it's still in your wallet or purse...
it's particularly done during the holiday season where in a crowded store, am ID theif can get 100s of peoples info in a matter of minutes..

Prepaid CC and a RFID blocking wallet are the way to go..

 

[GtrSoloist]

Thanks for the info oettinger - really appreciate it. I installed a bunch of anti-virus, spyware, malware etc. programs on hubby's computer after he came down with a virus. (That's after cleaning up his mess.) Then the butthead complained that it slowed down his programs. Promptly uninstalled everything and told him there'd be hell to pay if any of our accounts got compromised.

BTW - Malware Bytes was one of the programs installed. It's an excellent program!!!

Malware Bytes anti-malware is fantastic. I would also strongly recommend using Avast anti-virus. It is free, and does a much better job of detecting viruses, trojans, and keyloggers than Norton, McAfee, or (shudder) AVG.

 

[VapoMonkey]

I would be careful naming names. If he has malware it is likely not one of the vendors. No need to tarnish reputations without rock solid proof.

Yeah, what he said...

 

[glowgirl]

MOST of the time, credit card fraud on an online transaction if caused from having Malware on your computer. Keyloggers, Trojans, and such, when they detect you are on a secure website they record the keypresses, and send it off to an external IP address.

Only a real malware program can tell you if they are there, things like NORTON, and Mcafee DO NOT detect Trojans or Keyloggers.

Malware Bytes anti-malware is the best, and it is FREE! GOOGLE IT.

Thank you!! I downloaded the malware and I had 4 cooties! Yikes!

 

[AvatarIII]

on the whole i try to use paypal, used it for 6 years without problems,

 

[cyberwolf]

I would be careful naming names. If he has malware it is likely not one of the vendors. No need to tarnish reputations without rock solid proof.

Agreed. My debit card was compromised a few years ago and at that time pretty much the only thing I was using it for was to buy gas. It would have been easy to point the finger at an online vendor, but it would not have been true and cetainly would not have been their fault.

 

[laborer75]

Always try and look at your bank account online daily. I've had this happen to me twice in the past. Alot of the thieves will try and charge something in the $1-$5 rang at first to see if it goes through. Then they go for the gusto if it does. Banks are pretty good at helping you recover your funds nowadays but the hassle of it all is just so stressful.

Also keep in mind, suppliers use CC merchants. Maybe the actual merchant is the one to blame for these issues some are having. But definately +1 on malerware bytes!!! Great proggy.

 

[Jackal3]

Pay Pal has a thing where they GIVE you a debit/credit card for your account. I have one for my Pay Pal account and use it often at local stores, gas stations, etc.

As a Network Administrator by day I can tell you Malwarebytes is something I use often to clean the nasties off my users' PCs. It catches all the stuff that your typical anti-virus does not.

For a fantastic, FREE anti-virus, I highly recommend Avast Free Home Edition (Google AVAST + FREE). I run Avast and Malwarebytes together on most of my 100+ PCs and laptops. Free AVG Anti-virus is a close second to Avast.

One thing you need to watch is over crowding your PCs with anti-virus applications. For example, Norton and McAfee are very memory intensive (memory hogs), and you cannot run the two together. You don't want to run Norton/Symantec or McAfee with any other anti-virus, as they seem to end up canceling each other out and thus don't work.

 

[seamonkey]

I'm a she

I didn't name vendors because I wasn't sure if it was them or not and I didn't want to tarnish their reputation. I ordered from 3 and 2 of them, I have ordered from several times with no issues.

Thanks for the heads up about malware. I will install malware bytes when I get home