CHIT CHAT in VOLTVILLE

[Renolizzie]

good morning volties

You're sure in a smiley mood!

 

[Chookychuck]

Because paying everything off means they're not making any money off of you from interest.

So true, ur Credit Score is just as much a predictor of how much money in interest they can make off u, as it is a predictor of how reliable u are with payments. Lots don't realize that.

 

[starsong]

I don't know that I agree with that. The better your credit score, the lower interest rate they charge, so if you are reliable they make less money off interest. You are rewarded by showing you are reliable.

 

[rave]

Uh Awsum you can't write Rave a ticket,she's riding a Cheetah,not a Harley

That's right - It's not entirely my fault. Those things are rather hard to keep in check.

 

[Chookychuck]

Hope you had a better day today Raynes. Apart from on here do you have anyone who gives you support?
Probably like a lot of people on here I dont have anyone who gives me support, I dont know any other vapers & have never seen another person vaping. I talk about my vape gear a lot at home, I think my family are fed up with listening to me ramble on but I keep chatting and every now & then I'll make a big statement " Wow I need to pat myself on the back for doing so well & not smoking". I get a bit sarcastic at times but usually get some kind of mild response. lol.
I wonder who others chat to to give them support...I rang my Mother once but her memory is fading & she hardly remembers me even telling her that I didnt smoke anymore so that wasnt very helpful at all.....

LOL i can relate Raynes & here is a PAT ON THE BACK .... i tell people about my e-cigs .... i would say about 2/3's impressed ..... and about 1/3 think i am nuts. I really don't care alot, just its nice to share stuff with people here.

 

[Chookychuck]

I really don't talk about it with anyone but you guys too. My mom is very happy for me (heck, she gave me my 1st kit for Christmas), but I don't discuss flavors, new equipment, etc. with her. There's nobody at work that vapes (that I know of).

... my sister and kids are VERY happy for me .... as far as new equipment or what flavors i like or that stuff only u guys understand that stuff.

 

[Chookychuck]

Been a bit of the forums the last week or so. Work and life in general have been kicking my ..... Still vaping away and looking forward to the new stuff coming from SI. My X2 batt is just kicking ..... I have been lighting up my X2 clearos too. Come to think of it, I haven't filled a carto in a week or two. Eep. What the hell happened? Haha. Loving life, working hard and keeping off the analogs.

Best wishes to everyone!

GOOD JOB and a pat on the back for staying off the Anologs .......... I love my 78mm & carto's on the go .... but the X2 & clearo combo cant be beat either, fills quick and vaps great !!!!!!!!!!!!!!

 

[rave]

Man!! I've had a LOT of catching up to do! Y'all have been busy!

Good to see ya again ThreadKiller!

Cindy - There's a whole wonderful section on ECF just for DIY. I only know enough to be dangerous because I started doing it way back in 2009. It was simpler then, but that's the way I like it. Other than SI's nicquids and ECBlends, I make my own nicquids. If I can do it, anyone can! The flavorings that I use most are FlavourArt and Capella's with just a few from LorAnn's. Luckily, I can order any of those all at one time from ecigexpress, so I don't have to pay multiple shipping charges. Have fun with it!

Good Morning Volties!!

 

[Chookychuck]

Do you know fast you were going during that fly by, Ma'm? (Aviator sunglasses and white helmet on)

Careful Rave, Officer Imagine will ticket if ur above 100mph Awsum will be the judge and jury and make u pay dearly ( his Volt habit is breakin his piggy bank and he needs revenue bad ) Happy Vaps

 

[Chookychuck]

uh awsum you can't write rave a ticket,she's riding a cheetah,not a harley

lol

 

[Chookychuck]

I'm ok. Just finished a 13-hour day, is all. Winding down for sleep already, lol.

Hi Kia hope ur day is going fast !!!!!

 

[Chookychuck]

You're sure in a smiley mood!

Yes i am good , took me a couple of hours to catch up but it is nice to see everyone posting and doin good over all

 

[lilac7779]

Good morning, Volties.

Got an email about the Labor Day Sale. Yay for everyone. I have been on the SI site debating whether to use the sale to get something I don't really need, but want...or wait til the newer stuff comes in and THEN make my purchase. Ah, decisions, decisions.

 

[Chookychuck]

I don't know that I agree with that. The better your credit score, the lower interest rate they charge, so if you are reliable they make less money off interest. You are rewarded by showing you are reliable.

I used to look at it like that............. but they don't make anything in interest if u pay it off that month. Also, no matter what the interest rate, if u don't borrow much and pay it off quick, they wont make much either. If u have the best interest rates and stay 10 to 20% of ur salary in debt through out ur lifetime, they are gonna make a ton off u and u will have a good credit score.

I really cant preach, because i have borrowed a ton over my life .... i never had high interest rates, usually my Credit Card's a couple of percent above good car loan. Still, i just wish i borrowed less when i was younger is all. But yes, all things equal it is better to get a lower interest rate, just dont fool urself into thinking borrowing is ok because interest is low and u can afford it.

 

[awsum140]

All I will say is that credit compaies "love" people with good payment histories and good credit scores, but they "REALLY LOVE" people with not so great payment histories and not so great credit scores...that's where the profit is at.

 

[Chookychuck]

Good morning, Volties.

Got an email about the Labor Day Sale. Yay for everyone. I have been on the SI site debating whether to use the sale to get something I don't really need, but want...or wait til the newer stuff comes in and THEN make my purchase. Ah, decisions, decisions.

Hmm, chocolate juice and one more set Ce3's maybe on labor day.

 

[Chookychuck]

All I will say is that credit compaies "love" people with good payment histories and good credit scores, but they "REALLY LOVE" people with not so great payment histories and not so great credit scores...that's where the profit is at.

Awsum is right, too my regret, i made them a fortune & my interest rates were always low

 

[Raynes]

...now that your an expert with Crazy Glue!

Crazy Glue? That sounds like I a good story to share

 

[Raynes]

That's right - It's not entirely my fault. Those things are rather hard to keep in check.

Just goes to prove that everything that purs isn't a Harley

 

[lilac7779]

TK?