I recently made several purchases from various popular online vape vendors between May 27 & August 2, 2016. This card was used for vape purchases only. I suspect one of these vendors may not have been secure but don't know which one. My credit card # was intercepted & used to make fraudulent purchases. I was notified by my bank today & i think the problem is fixed. Online vape stores can be vulnerable places to shop right now. Be cautious & check statements carefully!
CREDIT CARD ALERT!!!!!!
- Thread starter Mouthycat
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Let me guess... My Freedom Smokes? I had the same thing happen to me twice from them before they sent an email saying they had been compromised. Just be glad it was a credit card, not a debit card.
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No Nick N. This did not involve My Freedom Smokes. I don't know which one but it was one of five different ones. All very recognizable.
I have been ordering from China for 4 years. After I had three new cards in the Us compromised I said no more. Not once have I had a problem since. The greed in this country is destroying it.
I'm leary of the internet anyway & after this even more so. This is fairly common it seems. Several people tell me this has happened to them.
Probably a good place to leave this:
The Fraud Practice; Fraud Library - The Credit Card Payment Players - Payment Processors and Gateway Services
The Fraud Practice; Fraud Library - The Credit Card Payment Players - Payment Processors and Gateway Services
It happens everywhere and it can happen in a B&M store. If it's like a restaurant where someone takes your card away it's very easy.
Its not the vendors its the CC processors and gateway processors.
TJ Max, Sears, etc. have all been compromised before.
My bank knows before I do so I've never had to do anything, their fraud alert team nabs the charges before they hit my account.
TJ Max, Sears, etc. have all been compromised before.
My bank knows before I do so I've never had to do anything, their fraud alert team nabs the charges before they hit my account.
Well said. It's not a big deal. Got a new card on the way. Banks are pretty sharp @ spotting fraud. At least one of two fraud charges was declined. The other was removed from my account. But never use a debit card!
@Mouthycat The very same happened to me with a card I'd only used at one particular vendor.
I won't mention the vendor 'cause it might be considered a negative review
and was probably the fault of an employee and not the actual vendor
who does a lot of business in DIY supplies...anyway.
My card was used for a dozen purchases at drug stores in amounts likely to be somebody buying smokes,
and at newegg where they tried to buy a $798.99 laptop. The credit card company
knows I always let them know ahead of time if I plan to make a purchase of over 100 bucks so they declined the charge and emailed me immediately.
As @Racehorse mentioned, it could even be the merchant's credit handlers and have nothing to do with the actual merchant. What I've done ever since when dealing with vendors within the states who don't accept paypal is to get a virtual credit card from one of my credit accounts.
The virtual CC is good only for one online purchase so even if you run into a crook
they can't use your number for subsequent purchases.
Best of luck next time.
Hazy.
After recently having my debit card compromised I've been using the BlueBird prepaid card from Walmart and AMEX. It has never cost me a penny in fees. Costs $5 for the kit at Wally's or request it online and the card is mailed to you for free. Best part about it is you can load funds on it at a Walmart register if you want to keep your bank account completely detached.
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Not necessarily. There are some e-cigarette suppliers that are running vulnerable servers. Hence my post here: Before you click that "order" button
You better use debit card, no funds no problem, you wanna buy something go to bank and put that money on card and no headache.
@Racehorse is on the right track. I would like to point out that anyone
one running or planning a business already know's. When calculating
your budget and outlays one item that gets taken into account is going
to be your estimated losses. Whether they come from spoilage,damage,
obsolescence or,theft. B&M's of any type suffer from pilferage either
from employees or customers. Being how just about every business
accepts electronic payments there is also fraud to take into account.
This not limited to our industry. It happens across the board. So be
careful no mater what your buying and, who your buying it from.
Although there have been some vendors who's systems have been
compromised the most common form of theft is still from an employee
who has access to information and sells it. This again is not unique to
our industry. I for one applaud the OP for not listing the vendor. In
today's world as more of the economy switches to electronic payments
incidents such as these are going to increase. As security gets better
the hackers get even better. It may take a vendor quite some time
to verify if in fact their site has been compromised or,if it is a employee
of yours or a third party vendor or, your boy/girl friend,acquaintance or,
someone else whom may have become privy to your info. It's not that
a vendor doesn't care about their customers,they do. One must realize
though that for every legitimate claim concerning CC purchases there are
just as many scam claims.(if in fact not more) I for one do not condemn
a vendor for suffering from what all vendors sooner or later are going
to have to suffer through. It's the cost of doing business in today's world.
It's the cost we pay for today for using plastic cash.
Regards
Mike
one running or planning a business already know's. When calculating
your budget and outlays one item that gets taken into account is going
to be your estimated losses. Whether they come from spoilage,damage,
obsolescence or,theft. B&M's of any type suffer from pilferage either
from employees or customers. Being how just about every business
accepts electronic payments there is also fraud to take into account.
This not limited to our industry. It happens across the board. So be
careful no mater what your buying and, who your buying it from.
Although there have been some vendors who's systems have been
compromised the most common form of theft is still from an employee
who has access to information and sells it. This again is not unique to
our industry. I for one applaud the OP for not listing the vendor. In
today's world as more of the economy switches to electronic payments
incidents such as these are going to increase. As security gets better
the hackers get even better. It may take a vendor quite some time
to verify if in fact their site has been compromised or,if it is a employee
of yours or a third party vendor or, your boy/girl friend,acquaintance or,
someone else whom may have become privy to your info. It's not that
a vendor doesn't care about their customers,they do. One must realize
though that for every legitimate claim concerning CC purchases there are
just as many scam claims.(if in fact not more) I for one do not condemn
a vendor for suffering from what all vendors sooner or later are going
to have to suffer through. It's the cost of doing business in today's world.
It's the cost we pay for today for using plastic cash.
Regards
Mike
Actually, the selling of information obtained by server compromises is a multi-billion dollar industry now. Employee theft is a drop in the bucket compared to the amount of info that can be stolen through one compromise.
I follow similar practices for my online shopping, as well. I have a prepaid Mastercard from NetSpend. I only load enough funds to cover purchases I plan to make no more than 24 hours in advance. If the card ever does get compromised, I'm out (maybe) the 4-5 bucks I leave in the account between purchases
In terms of volume you are right. The potential for financial gain can be lucrative
depending on the quality and current status of the data. It is by no means the only
way to get CC info.
How Your Credit Card Numbers Are Stolen - NerdWallet
As for employee theft ,it accounts for 11.8 billion dollars per year to US
companies.
U.S. retail workers are No. 1…in employee theft
As of 2014 CC loses world wide were about 16.1 billion.(admittedly climbing fast)
I do not see a drop in a bucket here.
Global Card Fraud Losses Reach $16.31 Billion — Will Exceed $35 Billion in 2020 According to The Nilson Report | Business Wire
Regards
mike
Single use credit card number. Cannot be used by anybody but you - the moment you use it, it expires. Many CC issuers have this option online now.
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